Very informative discussion about Car Insurance.
I have State Farm and have never had any problems. They have always allowed body shops to use the proper parts and not cheapo aftermarkets for repairs.
It appears geico closed all 38 of their California offices for some reason. So now they are mail order there. Never knew it stood for government employee insurance company.
In the 1950s and 1960s you had to be a Fed or child of one to get GEICO insurance. Iām not sure when it changed. My parents were both Federal workers and had GEICO. I picked it up when I got my own auto insurance and have been happy with them since.
USAA markets to military now.
I had Allstate for a while. I was in an accident that was not my fault, and the process to get my truck repaired was insane. Then my rates went up, even though I wasnāt at fault.
Switched to Farmers, and had great service, until one renewal where the rates just skyrocketed.
Switched to Geico. They gave my new driver son the nest rates of anyone. no complaints there.(In fact, before we had Geico, my wife was in an accident with a Geico insured driver, and they were fantastic to deal with (Part of why we switched.)
Eventually left Geico because they wouldnāt offer homeowners insurance on my house due to where the trees were in the front yard. Switched to AAA, whoās monthly rates are cheaper, but they nail you with the yearly membership fee- so itās about the same we were paying for Geico.
and know the towing AAA Roadside offers is crap, in my experience. I got my truck towed home (from 80 miles away,) cheaper on my own than using the AAA Service.
We do use the AAA Membership for other perks, so it isnāt all bad- which is why we are still there.
I have found, in my market anyway, it pays to shop around every few years. rates go up year by year, and others offer new customer perks. We donāt always switch, but we arenāt afraid to shop.
Years ago I used to sell aaa. Everyone hated the local emergency road service guy. He had made a deal to be the only one in town. Just before he sold out a few years ago the original owners son was trying to charge $250 for a ten mile tow. My guy charged $100 for 50 miles. All is normal now.
When I left aaa I went with Amoco and have never had a problem. I donāt know who is their carrier now is but havenāt used it in a few years. Just a good number to call if Iām out of town. State Farm has the same thing I guess but just havenāt switched. I heard sf uses Allstate but donāt know for sure. Just saw some unhappy reviews. I donāt know what Amoco costs anymore, all direct billing but under $100 a year.
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I have American Family, they still have a brick and mortar building, but most now goes through the internet or toll free. Had them for 30 years. We had a claim that was processing very slowly, they were helpful in at least getting the person to contact me as emails and phone calls seemed useless.
Been with Progressive for quite a while and no complaints other than lame advertising. I used to carry insurance through an OK only company. At one point they decided to branch out into KS and TX and changed their name. Then the rates went way up (cars 200% and home 225%) and they hosed me on a home storm damage claim so adios forever weasels.
And Veterans.
And immediate family according to the commercials, but thatās all.
Iāve been with the little green lizard for over 20 years and they have taken excellent care of me when Iāve needed them for whatever reason. They offer a gaggle of discounts which if you go with them I highly suggest you ask for every single one that you qualify for.
Have been with American Family, Agent canāt do much anymore, everything is handled by call centers. I wanted a local person in a brick and mortar. Does not make much difference anymore.
That would be Goose Insurance Co.
The lizard offers a āloungeā of discounts 
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The local person in a brick and mortar office is a rapidly vanishing species in almost every profession.
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I think that Google Translate is more āliterateā than that spam post.
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