First off, I am not a lawyer, I have no legal standing, and everything I am about to write is only thinking (actually writing…) aloud…
First off, I assume you have the car and all the associated paperwork that proves it is yours and that you paid for it in full. With that being said…
You wrote that the dealership has 30 days to send the paperwork to the DMV. With that being said, you do not have any “valid” complaints until the dealership fails to provide that paperwork to the DMV, no rules, regulations, or laws have been broken until then…
With that being said… (I hope you do not get tired me writing this…), if the dealership fails to provide the paperwork to the DMV, they (not you…) are in violation of whatever measure is mandating the 30-day timeframe…
With that being said… the car is yours, free and clear, in the last couple of years, I have bought two new cars and in both cases, the plates did not arrive for about 2-months because the dealership is not real responsive about this, they have already collected the cost of this under whatever fee name they use like administrative, office, paper chase, etc… and being responsive to getting the registration done quickly offers them no financial benefits. And when you ask, they would say the holdup is at the DMV (Yeah Right…).
When my temporary plates were getting short on time, I asked my cop friends and they said don’t worry about it until it approaches 60-days… Just keep a copy of the paperwork in your car in case you are stopped… I am in Virginia and I’m guessing that the California police are like-minded, unless you do something to draw attention to yourself, like becoming the subject of one of those YouTube Videos of the Cops chasing a speeding motorist who will not stop… L o L . . .
With that being said… If your anxiety level is getting too high, you might want to talk to the DMV and I do not mean just the person operating the info desk, ask to speak to a person in authority… Also, before spending any money on a lawyer, you might want to see if there is an agency in your county that offers free legal advice…
With that being said… But here is what I would do, (remember, I am you in my mind…)… I would go to the dealer, but do not drive there in your new car (they might do something stupid like try to block it in, or tow it…), then it’s a whole new can of worms with you calling the cops and they will not get involved, it’s a civil matter and they will tell you that you need to sue them to get it back…
If you do not have any other means of transportation, park nearby and walk over to the dealership, do not put your new car onto their property… If you have a second car, then you can drive that, they have now claim on any other vehicle…
I would go into the dealership and ask to speak to the General Manager, forget the sales person… I would talk only to the General Manager, and if the sales persons goes in the General Manager’s office, ignore that person, you are only there to deal with the General Manager.
Remind the General Manager that you paid for the car in full and you fulfilled all of your legal obligations in buying that car. Remind them that it was his staff’s negligence or their nefarious actions that the check is missing and that he needs to start an investigation into its whereabouts before it is cashed through fraud… Did you see that, I put the problem right in the General Manager lap to discover the check’s whereabouts. If an employee swiped the check in the hopes of making some quick cash, it would not be the first time it has happened.
Now at this point, you remind him that the dealership has a legal obligation to transfer the registration to you within the 30-days and if they fail to do this, they will have to explain that to the DMV, and the California Attorney General, and you will also call every local TV station and you will find at least one Investigative Reporter who will take this story on and the old axiom that “there is no bad press, only applies to movie stars; and not Car Dealerships…”
After a suitable time for this to sink in and I am sure they will start changing their tune, you tell them that you are willing to work with them, but only after you are assured that there was not fraud or theft involved the this missing check for (what $20,000…)…
When you are convinced that nothing illegal was involved with the missing check and after the bank has invalidated the original check so there is no chance of the original and the replacement check being cashed, you will work with them to get the bank to reissue the check.
But, they need to first fulfill their legal obligation to transfer the registration and title of the car to you. You did no wrong here and only they have acted in bad faith by threatening to not transfer the registration and failing to even discuss the situation with you…
The ball is in their court, you own the car, and they MUST Transfer the registration and Title to you.
Remember That!!!
Good Luck, Be strong, and do nto take any guff from them…
One final piece of advice, do not park the new car where they can get a tow truck on it… I’ve known of cases where a bad dealership does illegal stuff and then it costs you money to set things straight, I hope you have a garage to park it in. And if you are driving around and you notice a tow truck following you, you are not being paranoid… If that happens, make a Right Hand Turn, then make another Right Hand Turn, and another RIGHT HAND TURN, and a final Right Hand Turn, putting you back on your original course and if the Tow truck is still behind you, they are following you and they will tow your car as soon as you park… A good repo agent can extract a vehicle within a minute or less, even from tight spots.