The grill design of the Mustang has been known to allow debris to enter also.
Tester
Steak dinner in about an hourā¦.
If that was directed at me, I already wrote that I believed it could happen.
I doubt that your insurer would consider you a bad risk all of a sudden just because two unpredictable calamities happened so close together. If you have a high deductible it might not matter anyway, but it may be worth a call to our auto/home insurer for a discussion. I donāt think they see many pierced radiators and will base rate decisions on far more than your one isolated case.