You know what’s funny, is I drive a 2019 Nissan Altima 2.5 and the other day my wive was driving and a rock hit the windshield: in the lower bottom portion in the black area. And sure enough, within minutes, a long, straight crack shot out the chip in a perfectly straight, even line about 18 inches in length. Having to pay out of pocket for the windshield to be replaced Monday morning because my deductible is $1K. Obviously, a rock smashing a windshield is going to crack it, I’m just saying it sure is a coincidence that both our cars ended up with the same exact weird crack.
Suggest you look up fault and default in the dictionary. They have completely different meanings.