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2004 Mustang GT front end collision

Alright, how do I start…
I have 2004 Mustang GT 40th Anniversary edition. I crashed it, yes it was my fault, but it was inevitable. I swerved into another lane, and I run into a stopped car. I was going about 40mph, and braked so prob 20 when I hit the guy. Since my car is way lower than the car it hit, it really didn’t touch my bumper (to put it into perspective, his exhaust left a mark on my bumper). Instead, it took out my passenger headlight, bent my radiator support, broke my radiator, cracked my hood and etc. My question is, is my car totaled? Literally one of my favorite cars and it would kill me if it were to be totaled… Are repairs like this cheap? Sorry for any ignorance and living up to the mustang stereotype.

Sorry , no way to even guess how much this will cost from pictures. Do you have full coverage insurance ? If so just let the insurance handle it .

The guy I crashed had minimal damage and doesn’t want to involve insurance, neither do I…
I’m pretty depressed but it is what it is. My insurance won’t cover my car anyway. Prob will have to grind for the repairs.

Had a similar accident with my 2012 Corolla and the insurance covered it.The estimate was around $4000.

That is a big mistake , let the insurance take care of this so you do not have legal problems later on. I guess you are saying you do not have collision insurance.

Damn, if it costs more than 2k than I might just have to sell it…

I have insurance, it just doesn’t cover my car. And the guy also didn’t want to get insurance involved. His repairs will prob cost 300 bucks… I’m worried about my car.

Well, you just discovered the benefit of full coverage insurance .

I don’t know of a single person who has full coverage insurance on a vehicle that’s more than seven years old. Unless there’s loan out for the vehicle.


I’ll bet some people do. I have an agreed-upon- value plan on my TR6. It’s over 40 years old.

I’ve learned the hard way…

Now you do , we have full coverage on our 2010 Volvo that still looks like new and has a pretty good value . The extra 300.00 a year for comprehensive and collision seems like a good idea.

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That’s collectors insurance.

Totally different.


Well, I hope I can fix this car, since it’s a pretty clean 40th anniversary. If anyone has anymore tips I’m welcome to hear them out.

I also maintained comprehensive coverage on my old 2003 Mustang GT up until I traded it in 2016. It was only about another $200 a year more.

I’ve repaired many vehicles with worse damage than that.

All the parts are bolt on parts except for the radiator support.

If you locate a front clip for the car, it should be relatively inexpensive to repair.

The radiator support is going to require getting a used from a junk yard and welding it in.

And if you’re really lucky, you might find a front clip the same color.


You mean junk it…

From what I can see, the damage is fix-able but I can’t see a bent unit-body structure.

As for the cost, that depends a lot on how you are getting it done. These cars are plentiful in Pick-your-Part junkyards. partly because those owners crashed their, too. A lot of DIY will keep the costs down. You can probably find used parts to repair some of it, new for the rest. Keeping it under $2K is going to be tough considering you’d like the mis-matched body parts to match, right?

I know that you know you are feeding a Mustang Meme, right? Making the rest of look bad! Good Luck!

It bent the radiator support pretty bad, but I doesn’t touch the engine. I’ll see if my friend’s body shop can help me out and whatnot. Thanks for the advice!

Now you do. I’ve never had a car loan, paid cash for every single one including all the new ones. Collision on older cars is surprisingly inexpensive. And after having to hash out deals with insurance companies on my own, it’s worth the small expense to just call my agent and they do everything.


Why would anyone have collision coverage on a vehicle that’s more than seven years old?

After seven years, the vehicle has depreciated to the point where if it gets in any kind of collision, it’ll probably be totaled.