@BDazzle
If you NEED an SUV for whatever reason (and that is your business) then that is fine. Preferring an SUV is fine. Preferring a mid-sized vehicle is fine.
However, unless you actually do need a mid-size SUV consider widening your search to include crossovers and sedans such as a Toyota RAV-4, Camry, or Corolla, a Honda CRV, Accord, or Civic, etc. You might find a newer vehicle and/or one with fewer miles in good condition that is within your budget.
As others have pointed out, absolutely have any vehicle you decide to buy checked over by your own mechanic BEFORE you make the purchase. It will cost you about $100 or perhaps a bit more but can save you from buying a major problem.
Absolutely take the vehicle for a thorough test drive that includes:
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Both highway and non-highway driving. Test drive with the radio, air conditioning, heat off so you can listen to the vehicle while also paying attention to how it handles, steers, rides, corners, goes over road bumps, etc.
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Is your driver visibility comfortable? Can mirrors be set where they work for you?
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How comfortable is the seat? Hint: A five minute drive around the block won’t work to tell you real use seat comfort or other important things about how the vehicle drives.
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How smoothly does the transmission shift? How well does it accelerate? How well do the brakes work?!!
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If it passes all that to your satisfaction then time for noting other details:
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Do all the lights work? Headlights both low and high beam and, DRLs, tail lights, turn signals, interior lights.
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Turn on the a/c to see how well it works including while driving. Same then with the heat on.
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See how well the windows work going up and down, both from the driver’s control and from the individual window controls on each door.
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See how well all doors, rear hatch or trunk lid, and front hood open, close, and properly latch.
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Check if the door locks work. That includes the fob button controls if the vehicle has fob control; the interior electronic lock button; the interior manual lock buttons; and using the physical key in the exterior lock/s to both lock and unlock.
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Does the radio work?
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Check to see if it comes equipped with a spare tire. If not then budget to add one after purchase if it is a vehicle designed to carry a spare.
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Do all the seat belts / shoulder belts work properly.
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When starting the vehicle do all the dash warning symbols come on momentarily as a system check?
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Are there any dash warning symbols lighted up that stay on and/or come on while the engine is running?
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Look under the hood at the engine. Pull the oil dipstick, wipe it off, reinsert it, pull it back out and check the oil level. Pay attention if it is clean or dirty and if dirty how grungy.
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Is the coolant level in the reservoir at proper marked level?
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Is brake fluid at proper marked level in the brake fluid reservoir?
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From a distance of ten or twelve feet squat down and eyeball the vehicle on all sides. Does it sit properly squared up? Is it sagging somewhere? Are the front and rear tires offset such it would track “dogged” when driving?
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Any visible rust? Note: Most older vehicles have some rust. Where and how much is crucial to find out. This is part of why you want a professional mechanic of your choosing to examine your final vehicle choice BEFORE buying. You need to know how serious any rust to frame, brake lines, suspension components, etc. is and if it is serious enough to pass on buying.
@BDazzle Remember, know your worth as a person and do not let anyone bully you or insult you. There are always other vehicles, other places to buy if you are uncomfortable with how you are being treated or you have doubt about the vehicle or transaction.
Don’t threaten to walk away, just do so if necessary.
*** And for heaven’s sake do NOT sign or even initial anything paper or electronic until you are certain and only after carefully, thoroughly reading and understanding every single line and word, including the fine print!!!
Take your time thoroughly vetting the Terrain or any other vehicle you seriously consider as a real candidate. Don’t let anyone rush or pressure you. That includes, if necessary, asking the sales person to step away and let you look and think in quiet. If s/he goes along for the test drive, which is often the case, courteously but firmly ask for s/he to be quiet and not talk so you can concentrate on how the vehicle drives and sounds. (Many, if not most, sales people will turn on the radio and yack about the bells and whistles as a distraction and pressure tactic.)
This purchase is YOUR choice with your hard earned money. You keep control of the transaction.
Good luck!
And please do feel free to keep asking questions. There are many experienced, knowledgeable folks here who can help with answers.