I haven’t had any close calls with pedestrians, but I live in a fairly rural area where we don’t have many sidewalks or crosswalks to deal with.
I did hit a bicyclist with my car a couple years ago. More accurately, I hit his bicycle, not his body.
I was driving on US Highway 1 in Florida’s Treasure Coast area and a homeless man on a bicycle was riding in a construction zone that had concrete barriers on both sides and no shoulder on either side. Why he was crossing the road on a bicycle on a stretch of road that had no bicycle access, I have no idea. I think maybe he was trying to get hit, because he was riding on the right side of the right lane, he swerved into the middle of the lane, and then after he saw me coming, he swerved back to the right. Then, as I approached, he swerved back in front of me with too little distance for me to stop. I slowed down when he first swerved in front of me, and I accelerated when he saw me coming and swerved back to the right. When he swerved back in front of me, there wasn’t enough distance to stop, but I was able to slow down so much that the only damage I did was to bend the bicycle’s rear wheel with my front bumper before he rolled over the front of the bike and landed softly on the ground in a weird acrobatic maneuver that looked unnatural to me because he didn’t look like he was riding fast enough to have fallen when his rear wheel seized.
There wasn’t a scratch on him or any damage to my car, but I called 911 to summon the police and an ambulance. They took him to the hospital, I reported the incident to my insurance company (just in case he decided to sue me later), and I never heard from anyone about it again. To this day I wonder if he was drunk, suicidal, or perhaps both.
I learned a lesson that day that the woods in that area are occupied by homeless people, and it’s better to exercise an over-abundance of caution when it comes to pedestrians and bicyclists than take any chance you might hit them.