I have a 2001 Ford ranger with ~130k miles on it. I live in the north east, so typical rust underneath. I’m also the second owner and have had no accidents. The previous owner was an older gentleman that put about 20k miles on it over the course of 8 years and also had no reported accidents.
I was driving yesterday and began to notice a rubbing sound on the back glass/ cab. so when I got home I checked out what was rubbing and noticed the bed of the truck had shifted slightly and was now touching.
So I went underneath to see if anything was odd and noticed a rather large crack in my frame. it spans the whole bottom part and is going up approximately 1-2 inches vertically.
Like I said. Ive had no accidents and the only explanation I can think of is pot holes? There is quite a few of them around here. It seems like that would be excessive, but given the age of the truck, a possibility?
Second question, would insurance cover this? If it was a pot hole? I have collision insurance as well as comprehensive.