In the past, when ever I got a star in my windshield from a stone or rock, State Farm would pay to have it patched in order to keep the windshield from cracking, and it cost me nothing. Today I got a stone star in my new windshield in a road construction zone and State Farm is telling me that I have to pay the full deductable. They even claim that they have never paid for a chip repair with no charge to the customer. I got this both from my local agent and corporate.
How does your insurance cover this. BTW, I have full coverage and just had the windshield replaced last month.