Automobile production for civilian use was halted about February of 1942. Just after the U.S. declared war in December of 1941, chromium and stainless steel were reserved for the war effort. The 1942 models that were manufactured after the declaration of war had painted trim. This was the “victory trim”.
When automobile production resumed in late 1945,and these cars were titled as 1946 models, chrome was still hard to get. Some manufacturers shipped the cars with wooden bumpers which were then replaced by the dealer after chrome became more widely available.
In 1957, Studebaker brought out a stripped down model called the Scotsman. I was a teenager at this time and the Scotsman reminded me of the “Victory Trim” cars I saw as a child. The Scotsman had very little chrome except for the bumpers and even had painted hupcaps. I rather liked the Scotsman’s simplicity.