I have a 10 year old 2003 Subaru Forester in “very good” condition…except that the transfer clutch assembly is starting to make noise and the repair shop (at the dealer) says $1300 to fix it if the housing has to be replaced also. The car has 130K miles and has had all its regular maintenance for 10 years. The only major mechanical problem we’ve had are the @#$(*&% head gaskets (which on this year’s model were NOT part of the recall). Those were fixed 2 years ago. Some of what I see in the online chatter about transfer clutches suggests that this is a slippery slope and the next thing you know there’s the “next thing” that needs to be worked on. We were hoping that the 2014 Forester would get really good mileage (this one got 30 when it was younger) but we hear it will only be 32 mpg so we’re inclined to “keep waiting” if this car can be kept happy.
So: Would you fix this? Is a transfer clutch repair a big deal?