I don’t have a problem with insurance or the regulations. It is part of the price we pay to live together. There are a few long winded posters that I hardly ever read the whole thing, as well as some of the ardent posters of links. It’s pretty easy to tell the basic message and agree or discount it without a full reading. Anything more than a couple paragraphs is usually excessive.
I will say though looking back at discussions from some years ago, there have been many good posters that have just left. Posters are quite capable of pointing out errors in their opinion, of anything said and let readers decide. And really there is no reason for a long winded point by point rebuttal of a long winded post. IMHO
It feels to me like this member just likes to rile others up. Other than watching fir an opportunity to do a short term suspension we could try reminding all members that if they see something they feel is just BS they can always just ignore it or keep reporting it. Not much help I’m afraid.
Before working in the telecom industry I worked as a software consultant in the insurance industry. There is NO state that I know of that will let you buy collision insurance or comprehensive insurance without buying Liability insurance. You buy liability insurance and add on collision and comprehensive insurance.
That doesn’t mean we DON’T have insurance. The vast majority of car owners in NH do have insurance. I don’t know about Virginia.
If you have insurance then you were sold the MINIMUM insurance required by law. Insurance companies don’t sell below the minimum state mandated standard. If you have insurance you are guaranteed to have liability insurance. No state requires collision insurance (but banks do).
Being “no fault” is one of the REASONs Michigan has such high rates! No fault is always touted as a way to reduce rates and it has always increased them. Why? Not sure, won’t speculate.
There is an exception to that… In many states, insurance companies can allow you to drop liability and collision coverage for collector cars or motorcycles, on demand (say, during winter), but retain comprehensive coverage to protect the investment from a tree falling on the building, or fire or theft. The vehicles remain registered but by state laws cannot be operated until the liability is reinstated.
Should MikeInNH be suspended from the discussion forum for being wrong? People put comp on stored vehicles all the time.
I don’t know what caused me to be attacked so hard in this thread. Unless some like Volvov70 are upset about my Car Myths thread and are attacking me here so that that thread doesn’t get promoted.
It’s just the way internet forums work is all. Attacks/complaints very common, and just as easily ignored. I asked one of my Silicon Valley computer-expert friends to create a sort of script that blocks posts from certain posters so I couldn’t see them. Worked for a while but something in the forum software changed and now I see their posts. Like I say, easily ignored.
You can do that in the forum. Click on the name of the person you want to deal with. A small box will come up, then click on their name again. This opens their page. In the upper right hand corner below the red message button is another button that probably says “normal”. Click on that button and change it to “mute” or “ignore”, depending on how little you want to see from them.
Great info. I just did a block for 2 weeks, see how that works. I have to say I don’t think I’d ever have figured out how to do it w/out your instructions … obvious it is not.
I just remembered the type of script I used before, Perl-script.
I certainly was talking about stored vehicles. Stored or not makes no difference. How in the world do you think the DMV is going to know if your vehicle is stored or not twit?
This reminded me, there was 1 time I actually put a vehicle into storage keeping comprehensive insurance on it. It only lasted a month because my other vehicles all brokr down.
Gee…If you’re driving around then the DMV would know it isn’t stored. Was that so hard to figure out? You don’t even to have a vehicle registered if it’s in storage.
You clearly don’t know about Illinois or you just took parts of what I wrote out of context and went with that so you could be right and I could be wrong, since me being wrong is more important than contributing to a discussion. You do have to have plates on a vehicle that is in storage on private property in at least some places in Illinois.
I’ll say it again, Illinois has recently started going through vehicle registrations and suspending registrations which don’t have an insurance policy associated with them. Ill will mail you something telling you that the registration has been suspended with a fine that must be paid to remove the suspension.
