While doing some research to give some advice to a young man I learned that New Hampshire and Virgina do not require you to have auto insurance. This is news to me, and frankly it Suprises me. If any State didn’t require auto insurance, you would think it would be a red state. I guess New Hampshire…

Regardless of what state, there are a lot of cars out there without insurance, legal or not. That’s why we need uninsured coverage on our own.

[image] bing: Regardless of what state, there are a lot of cars out there without insurance, legal or not. That’s why we need uninsured coverage on our own. I do agree. I was just shocked that there were still a few states left. Now i assume just because you can drive legally in NH with no …

[image] Old-Days-Rick: In Virginia you can pay a 500 dollar Uninsured motorist fee to the state and then you can legally drive without car insurance. NJ had that type of plan several decades ago, for a fee of (maybe?) as little as $25 per year. However, the coverage was minimal and many peo…

In VA even if you pay the uninsured motor vehicle there is no insurance. Personally I think it should be completely done away with. Virginia Department of Motor Vehicles Welcome to the official site of the Virginia Department of Motor Vehicles, with quick access to driver and vehicle on…

[image] PvtPublic: In VA even if you pay the uninsured motor vehicle there is no insurance. Personally I think it should be completely done away with. I agree. It makes little sense, so you pay the State of Virginia 500 dollars and then you can just ride around all willy nilly. What does the…

New York is very strict about insurance and always has been (since the 60’s). Big penalties if you let your insurance lapse. Insurance company reports to motor vehicles. If you haven’t turned in your plates by then, $300 a day, then registration suspension equal to the number of days that you kep…

No mandate for insurance certainly seems more fair to a car owner who wanted to post a bond instead. Might have to be a bond for a large amount though. Gov’t policies which require citizens purchase products from private companies seems like a recipe for potential corruption.

I don’t like having to pay >$60 per month for a vehicle that gets used less than 100 miles per month. I kind of like this no insurace thing. I wonder if the risk of driving 1000 miles per month with $50,000 of liability insurace coverage is more risky than driving 50 miles per month with none. Beca…

I believe it would be the commerce clause in the constitution that does not allow one state to interfere with another states laws. Thus drivers licenses in one state are honored in all states. Same as insurance requirements in one state. As long as you are not a resident of that state. Of course…

While NH and VA may waive insurance coverage, if you’re stopped for even a minor fender bender in a State that does require insurance expect to get your vehicle impounded, whether it’s drivable or not, best case being personally left on the side of the road and worst case spending the night at the “…

TIL There are 2 states that still do not require Auto Insurance

General Discussion

Old-Days-Rick July 16, 2022, 3:50pm 6

I agree. It makes little sense, so you pay the State of Virginia 500 dollars and then you can just ride around all willy nilly. What does the 500 dollars go to? Is the State basically saying guve us our cut in case you damage one of our guard rails, light poles or barriers, and good luck to anyone else you plow into.

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TIL There are 2 states that still do not require Auto Insurance

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