In the 19th Century, people at times worked up to 12 hours a day, for not enough to support a family. If they worked at horribly dangerous work, and got injured, legally, it was their own fault.
Early cars were death traps.
Today, the 40 hour week is pretty standard, well, except for part-timers to avoid the health insurance laws. If you are injured, there is accident coverage, and your employee is required to keep you safe at work.
A Honda mini-van, according to an article I read a few days ago, I forget which model year, but not the current one, has never had a driver killed, not once. I want one of those, heh, heh.
And, at every step on both topics, working conditions, and car safety, there was a horrid caterwauling about divine rights being violated, or something like that.
I also remember when banks used FIFO on savings account, so if you had a million dollars (an exaggerated example) in an account, put in a million dollars and took out a million dollars, you got exactly $0.00 interest. The money you took out was the money there are the beginning of the month, and the other million was not there a month, so deserved no interest.
The banks said this was to encourage savings. What hokum! You encourage savings by paying maximum interest, not zero interest.
Anyway, eventually the law was changed and they pay some sort of weighted average amount now.
Just so, eventually, this selling cars with the hopes they cannot pay will be stopped. It is neither hard to write such a law, nor to enforce it. Yet, somehow the earth will continue revolving around the sun.
And, the poor will have to resort to traditional means to get a car. Steal the sucker.