I’m with you on this. “Buy here, Pay Here” lots can provide a valuable service to some folks who wouldotherwise probably not receive help. We have one in a small town 10 miles from me that has been in business for a few decades and has a reputation for being honest and helpful.
They sometimes sell some fairly worn, old cars (I’m sure a little costly), but they stand behind them and they won’t screw anybody. They can’t know everything about all of their cars. Some are not very reliable right off, but it’s not intentional. He has newer vehicles, also.
They have a mechanic and will take care of customer complaints. If they can’t make a car reliable, they’ll replace it. I see some of there “rejects” (with window stickers still intact) at the local salvage yard.
This place has made it possible for many people to remain or become employed by putting them on the road to freedom. The guy who owns it is generally well-liked and respected.
It goes both ways. I will add that he sometimes gets screwed by customers that stop paying and take off with their vehicle. He has to take out ads in the local paper to get help locating them.
From our government: