I am wondering if anyone else has been in this situation…
Got in a fender bender nearly a month ago, other driver at fault. His insurance co. adjuster came out, settled on the estimate with me, said the check would be mailed, life was good. I used my credit card to pay for the repair, expecting to be reimbursed.
3 weeks go by and no sign of the check in the snail mail. I called to inquire the other day and told that my check status was “paid” i.e. cashed or deposited. Huh?
It looks like someone got in my mail and snatched my check, went to a shady check cashing place and got away with it. Damn.
I requested that the insurance co. send images of the check to me via email. Waiting on those.
Once I can determine where it was cashed, where they screwed up and didn’t check the person’s ID, should I try to settle this matter with the institution directly? Or go straight to the police? I’m pretty sure that this is isolated petty theft and not elaborate identity theft.
I’m thinking that the insurance company can be left out of the matter at this point, I verified that they at least sent the thing to the correct address. No apparent negligence on their end.
Advice on how to proceed, once I get a look at the check images? I’m curious if they forged my sig or were dumb enough to sign their own name?
And what I did learn from this matter is that I should have had the thing Direct Deposited, had the option and declined because I didnt have my checking info. in front of me and I was in a hurry. Learn from my mistake.