Acura Care can be purchased after the fact up to 50,000 miles on the odometer. If you go to an Acura dealer claims get handled just like the factory warranty, any other shop and they need to get approval and still must use factory parts. Usually not needed on such a reliable car since some of the other benefits you can get from AAA for much less. Gap insurance is sometimes required by the lender from what I have been hearing, covers any difference between the balance of the loan and the insurance payoff.