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New vs Rebuilt Transmission

We have a 94 Jeep Grand Cherokee and are being told it needs a transmission, even though it just had one put in a few years ago. Two questions-- 1) Do shavings in the pan absolutely mean that this is the only option we have? 2) Should we go with rebuilt or new? Thanks!

1: Depends. What kind of shavings? Brass, Aluminum, or Steel?? How much shavings are we talking about? Is the transmission acting up or did they just find some metal while servicing??

2: A 94 model?? I would buy a rebuilt or even a junk yard trans.

transman

Some debris in the pan is normal.

WHO is telling you this bad news? Why are they looking at it?