I had this accident last week,
The other driver is at fault and I am currently filing through his insurance.
The insurance company has send me an estimate on the repair cost, it is around 60% of the car’s value.
The adjuster posits that the car is a total loss only if the cost is over 100% of the car’s value.
I am questioning their judgement because the repair they provided were only cosmetic (body, paint, replacing panels, frame pulling etc)
I insist that they have to check for mechanical damage since this car is AWD and I was completely stopped when the accident happen,
I am worrying that the impact may have damage the rear differential and transmission.
Some might say I am paranoid, but I don’t feel safe in a car whose frame was damaged.
Is there any way to convince them to consider the car a total loss?
Thank you for all the suggestions and comments.
Good luck and safe driving.