Not sure if this is the best place to ask or maybe someone can direct me to the right area.
Anyways I was involved in a accident recently. I’m not at fault. However collision shop advised my estimate would need to be redone under my insurance company guidelines . There was a estimate previously by the at fault parties insurance.
Does anyone know how the guidelines can vary? Can one insurance estimate more damages than the other or can one insurance total a car and the other not total the car ?
I know the ACV comes into play when determining if a vehicle is a total loss or not . The other parties insurance told me the ACV on my car which I didn’t agree with, I feel like my car is worth less even prior to the accident due to other things I’m aware of with my vehicle (not related to the accident). I also had deer damage a few years back that was repaired. Also since this accident, I don’t feel safe in my vehicle due to a issue that arose following the accident.