I was in a crash a couple weeks ago in my 2006 Toyota Highlander. I was driving straight about 25-30 mph when a car exiting a parking lot onto the road I was on drive straight into my rear passenger tire. The car was towed from the scene.
The body shop repaired the obvious damage but turning their test drive determined the front driver brake caliper was hanging up. Insurance is refusing to cover this additional work saying there is no way it was caused by the accident, it is just complete coincidence that it happened the first time the car was driven after the crash.
We had the car at our local mechanic 2 days before the accident for an odd noise. After inspection, that mechanic replaced the rear passenger wheel bearing, but saw no issues with any calipers. I had no issues with the brakes during the 2+ hour drive just before getting hit (we were returning home from out of state and hit 5 minutes from home.)
Is the insurance company right that there is no way this could have been caused by the impact and is just an unlucky coincidence? Or is it possible that the impact could have caused the problem?
Thank you for any help or advice you are able to provide.