An EV becomes cost effective when gasoline goes over $1.80 per gallon

Well for starters, now you are going to have to take into account liability insurance costs. I’m 69 years old and married with a clean driving record and it costs about $197 dollars a year to insure my Kawasaki Ninja 300 for liability.
What’s the liability insurance per month on a Tesla? Anybody?

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I read that Teslas have very high accident rates, similar to Corvettes. But I can’t find where I saw that. I could be mistaken.

Tesla model S insurance $185 a month. Source: How Much Does Tesla Car Insurance Cost? - NerdWallet

Here is a long wordy article about high Tesla accident rates: Tesla’s Driver Fatality Rate is more than Triple that of Luxury Cars (and likely even higher) | by Midwestern Hedgie | Medium

Apparently, that includes collision comprehensive and uninsured motorist coverage. If I wreck my Ninja 300 and it’s my fault, I’m pretty much SOL.