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2001 Chrysler Sebring - Wheel bearings

THE DEALER TELLS ME the soft soft noise FAH FAH FAH is from the rear wheel bearings of my Sebring convertible that we should change them for $950. Another mechanic tells me with 118,000 miles, I should turn off my hearings aids and turn up the radio. what do you say?

If you take advice #2, be sure you have either AAA or roadside assistance on your auto insurance policy.
I would get a third opinion and estimate.