Bent Frame

I had forgotten this car was a Mazda Speed so it is worth more than the ho-hum variety of Protege.
Still, the guide shows the clean trade-in value (which is what the ins. co. would probably use) at a shade over 10 grand.

It makes no sense to me to spend either 8 or 10 grand on the car since this amount is near the value of the vehicle before it was wrecked.

I agree that it can be fixed but the 2 problem areas might be in trying to sell the car later and getting much out of it or the fact that it could be repaired and problems still linger or may crop up later.
In OK anyway, that car would be crusher bait.