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Manual Transmission lock-up

I have a 2003 Toyota MR@ Spryer, 64,000 miles. I was driving 30 MPR and the car just stopped. Couldn't get it into any gear. The back wheels locked. Couldn't be moved or pushed off road. A bearing in the transmission (?) shattered said my mechanic and the clutch (the disc) also cracked. I had to have the transmission re-build, the clutch replaced (which I have new just 7 months prior to accident). Why did this happen? Is my mechanic being honest with me? The repairs were $2,400 with a year warranty.
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