As others have noted, be careful of the extended warranty the dealer is pitching. They disappoint more often than not with what they actually cover.
You should approach this Saturn purchase as if the warranty carries no additional monetary value.
Kelly Blue Book shows a Saturn Vue with 53K miles having a trade-in value of $7000 and a private party sale value of $9000. The $14,000 you mention sounds way overpriced (and that’s even before considering Saturn’s poor reliability, owner satisfaction, and end-of-life status).