Title transfer for total loss


I was recently rear ended. The other guys insurance accepts full responsibility and has declared the car a total loss. They’ve offered me a fair amount but they can’t give me a check until they have the title and the car. That seems reasonable.
But, they want me to just sign the title and send it to them. When I ask them what I should fill in for the “sale price”, “name of purchaser” and “address of purchaser” they say I should leave everything blank and just sign it. That seems like a bad idea to me. After a bunch of arguing they finally said I should fill in the “sale price” but that I should leave everything else blank or they will have to send me a corrections form.
Does that seem legitimate? Am I protected as long as I have the sale price filled in?


Call And Ask Your State’s DMV Or Secretary Of State’s Office. Mine Would Advise Having Both Parties Present At That Location If At All Possible. Is This A Local Insurance Office ?

Also, call and ask your insurance agent.


Sounds pretty standard to me…That way the insurance company can resell the car to a salvage dealer or rebuilder with a minimum amount of paperwork…It also avoids the stigma of the car being issued a salvage title, making it more valuable to a rebuilder…

If the owner is happy with the settlement, I would not worry too much about the paperwork…Do what The Money says…


Agree with CSA,
Ask YOUR insurance agent. That’s what you pay them for.
Even though the other insurance is paying it is still a business deal between the TWO insurance companies.
Put your insuarnace agent to work for you.


If a well-known insurer is paying you off, it’s reasonable to expect them to be fair with you and not play games. It isn’t worth the trouble to change the settlement terms just to save a few dollars. As long as you have the settlement terms in writing, I don’t think there is a problem. BTW, do you have title or does a bank that holds the loan have the title? If you have a lon on the destroyed car, you should talk to the bank and make sure they are OK with it. As part owner, they have to sign off, too.


I went through the same thing. The car was in my name, but my son had it while he was in college. Another party hit the car head on and it was declared a total. When I finally got the insurance company of the party that hit the car to agree on a fair settlement (they tried to low ball me), I sent the title and they immediately issued a check. It was all done by telephone and mail. I didn’t see the car.


The Thing That Concerns Me Is One Of Legal Ownership. Who’s Name Is On The Title Recorded At The DMV If This Car Is Repaired And Or Driven And Is Involved In A Property Damage Or Injury Accident ? That’s Why It Needs To Go Through The Transfer, I Believe, But Check With The DMV And Your Agent.