the same mountainbike: I have towing and roadside assistance with State Farm. It costs $2.50 per month and I have used it at least twice. Both times the vehicle was towed 15+ miles to the shop of my choice. When I presented the paid towing receipts at my agent’s office they issued checks for the full amount.
I too have towing with State Farm…So far only used it once. But well worth it.
The major problem with AAA is if you get stuck in a remote area where the closest AAA is 50+ miles away. Happened to my brother. During a snow storm he went off the road. He waited well over 5 hours for the guy to arrive.