Octane requirements for 2004 Volvo XC70

Wow! Asking my question on cartalk.com really worked! I am grateful and impressed. I learned a whole lot about my car, octane, engines in general, car performance, and calculating savings on fuel. Oh, yes, and about my owner’s manual. MANY THANKS to all for taking the time to respond. I’m definitely sticking with premium, but now withou a worry that I might be wasting money out of ignorance.