I'm not excited about a new car note, but I also don't know how reliable a used car would be. Pros & cons?

I have had my 2012 since dec of 2011, I have not replaced anything that would have been covered by a warranty except possibly the $20 washer pump. I would rather have a good car than a good warranty.

I know of someone who got $9k from an accident. Spent it all on a somewhat newer model Ford. Several months later now it needs nearly half that amount for a transmission. Currently with their limited income even after a year they probably still won’t have the funds to fix it. So there it sits.

So whatever you do, you should have that emergency fund of $4000 or so saved before you spend any money on anything other than even the basic necessities.

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A prepurchase inspection goes a long way to finding a reliable car too.

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