Triedaq: I feel a lot like you do. And I passed on to the guy I hit all the wisdom I’ve gleaned from a number of sources. I was happy to do it and I do want to know how my insurance company treats the other party.
I understand your consternation, I accidentally hit a car that pulled in behind me unseen as I was backing out of my drive, and the very same member of our church claimed grill damage and cracked windshield as part of a softball size dent in the front quarter panel. Nice, not. Stay out of it and let the insurance company be the bad guy.