I am not sure about modern vehicles, but in a really icy driveway I downshifted the autao trans in my 72 nova, lost all control and hit a tree.
As no story in my life is simple, naturally I had a dent in the bumper and hood, so I saw a bud delivering papers, and pulled up into the driveway, put it in park, and was walking up to say hi, he threw the paper o the porch and proceeded to back up into my car, now he was pissed at me, for pulling up unannounced, and I was like I already have my front end trashed, don't worry about it.
Then I went to a body shop owned by a friends family, Insurance paid for a new hood, and they did a bondo repair and tried to keep the change, so I got $200 from them.
Totaled the 72 nova 6 months later, a guy from mexico no insurance, no license, turned left in front of me as I was at 45 mph the shifter was perpendicular to the floor, and I busted the windsheild with my hard head, and messed up my knee on the light control knob.
5 years later I got a check for my deductible, guess the guy paid it off, and yes I was in court in case he protested his ticket.
Officer, you are sure the light was not yellow? No sir he says, the light was green, I turn left and he hit me!