Definitely seems like a good idea. Many stores in this area have that, but it seldom seems to work for my card, at least on the first attempt. I usually have to insert the card to complete the transaction. Which means I have to insert it 2 or 3 times until I get the correct orientation … lol …
Not all credit cards have this ability.
Mine neither. But it does happen. Has nothing to do if it has a chip or not. Sometimes the machine gets out of alignment. It happens, but extremely rare.
The best defense is a good offense - or even a bad one.
Yep, Truist ATM holds the card, then instructs you to remove the card to get your cash.
I have had mixed results using the tap and goe, mostly user error☹️
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I’m pretty sure that this is SOP at a bank’s ATM. However, I’ve never had a retailer’s credit card terminal “hold” my card. The worst that has happened with “tap & go” is that I might have to hold the card against the terminal’s sensor a second time.
Meanwhile, I’m out of the store and back in my car before the people paying with cash have finally fished that final penny from their purse in order to pay with exact change.
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Oh yes, I hated that, person in front of me instructing the teller how to bag their purchase, then another five minutes getting exact change from the bottom of their purse.
I really like self check out and the scan and go apps.
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After my tour in Nam, I had a neighbor who worked for a company that made ATM machines. This was still the very beginning of them. He knew I got accepted to Syracuse University as a Math major (before they had a computer science program) and he offered me a 2 year job going around the country installing ATM machines. I almost took it. Real good pay (for the early 70’s) and good benefits. Went to college instead. No regrets. One the benefits was a car - Ford Pinto.
Or online order, no lines and no people in front of me to deal with, even use Kroger’s bring it to your car and load it app… I delt with people for way to many years, I avoid most of them as much as possible… lol
Downside is getting something wrong… Can’t have your cake and eat it too I guess… 
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I use a multiple different shopping strategies.
Ordered curbside from a home improvement store. When I arrived found I had to go inside to customer service to tell them I was there.
Though I had rec’d a text saying it was ready for pickup, it wasn’t, associate had to go find it in the warehouse!
They sent me a survey about my experience with curbside. Told them had I known that I had to go inside, I would not have ordered curbside.
Most local shopping I do in person, but fast food and not so fast food, I will order for pickup.
Back to cars, pick out my tires on line, print it out, then take that in, my dealer price matches.
My bank installed a new ATM. It has “Tap N Go”. It worked ok for me and no chance it will keep your card.
In my opinion Tap N Go isn’t the right word. If I just tap it doesn’t work. Then an employee tells me to hold the card flat to the symbol for a second or two. I told him: “But that’s not tap n go!” He rolls his eyes and responds “But that’s how it works”. But “Tap N Go” sounds better!
The really good news for those of us who use the self-checkouts is that many of them no longer accept cash. Costco’s self checkouts have never accepted cash. And, you have never been able to buy gas at one of their gas stations with cash, because they want to speed-up the transactions and because they don’t want to keep cash in the little outside office hut.
Whole Foods’ self-checkouts stopped accepting cash almost a year ago, and–little by little–other grocers are adopting that policy. At my local Shop-Rite, they have 14 self-checkouts, and only 3 of them accept cash.
Part B to my prior post I forgot, I hate using cash unless it saves me a lot money, like $30 or more, otherwise my time to me is worth more now a days, just let me card it and get back to being a grumpy old hermit at home…
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Some gasoline statìons in my.community advertise gasoline at 10 cents off a gallon if a person pays cash instead of using a credit card. The last time I bought gas. I paid $2.75 a gallon for about 10 gallons. I used my credit card, but could have saved $1 if I had paid in cash instead of using my card at the pump. However, I would have needed to pay in advance.
Back when ATMs first started appearing where I lived in WI, it was called TYME which stood for Take Your Money Everywhere. They were spreading quickly due to the convenience over having to go to the bank to get money out. However, as I found out, they hadn’t spread much beyond the Milwaukee area. I was vacationing in the rural northern part of the state when I needed a fresh cash infusion. I go to the guy at the gas station- Do you have a TYME machine around here? The look was memorable to this day…
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Yes, many places are now charging an extra 3% or so to use a debit card or credit card. On a $70 restaurant tab, I paid cash but then figured it only a saving of a couple bucks to use my debit card. While it all comes from the same place I kinda like to keep my cash on hand a little higher. Just a reminder to the folks that use their credit cards for everything to earn reward points. You may be paying an extra 3% if you don’t read the tiny little notice at the cash register.
This is not a complaint about the personal shoppers at Kroger’s, just an observation. The personal shoppers work hard and fast. I do not know if they are on a quota system or incentive pay by orders filled, but based on the requirements of the job, they are not careful shoppers… As they shop, they grab the first item they see without regard to expiration date, condition of container (dented cans, unopen containers, etc…), condition of item (vegetables and fruits - bruises, cuts, discolored items, etc…).
As far as Personal shoppers are concerned, the old saying, “Let the buyer beware”, is not an axiom they practice…
The orders that are pulled for pickup and brought out to the vehicle are Kroger employees, the delivery to your door step are also Kroger employees as they use the Kroger delivery van to bring our order to use, now they may have been outsourced delivery drivers at 1st, or if needed due to higher than normal volume, we rarely use the delivery service though and 98% of the time we use the bring it to your car and load it for you service (pick up service)… Now they sometimes will call if something is out of stock or damaged and ask if you would like something different, but most of the time you just get a text asking what you want to do…
But the curbside (pickup service) will take something back if you see/catch it and exchange it no questions asked… We use it normally 1-3 times a week, $30 or more and it is a free service…
Now, this is how ours works, other might differ…
And when you have chronic lower back pain and other crap wrong with you and can’t walk long distances, the pick up service is a no brainer… Plus everyone loves the fur baby in the back seat that goes everywhere I go if not being out of site of the truck…
As far as restaurants, I usually pay with a CC, but tip in cash.
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And either go back to the cashier for the balance you didn’t spend or give them the full amount for less gas than you know you need. Those are the two reasons I decided to pay with a credit card. There’s often a line at a busy station and it could take an extra five minutes or more if line sitting before paying and getting the refund.
Exactly what I do. I’ve heard too many stories where the owner/manager of the restaurant is taking a percentage of the servers tip for themselves as a processing credit card fee (which is BOGUS).