Minnesota tried that for a while and it was a mess. Had to record your policy number on the card when getting a new sticker. Couldn’t read the 15 digit numbers and other issues. Like suggestion box stuff. Everybody has an answer.
Obviously varies by State but also in Maryland,without a Registration/Title, Insurance and possibly Inspection, you won’t get your Tags.
Have an accident without this while passing through on I95 or I83, wi …thout this you may end up hikeing to the nearest interchange.
It’s simple, show ownersip, show insurance and nobody cares but otherwish …. we have no patience for deadbeats.
Has anyone in Maryland ever missed an insurance payment?
In Nevada it is possible to have cancelled insurance without surrendering the license plates. The DMV suspends the vehicle registration until insurance is reinstated.
He moved in 2005
Not myself personally but I’ve seen several instances where it happened. The insurers automatically inform the DMV, who send a letter informing the owner of the lapse, a $ 200 fine and as the commercial goes “it keeps getting better”. Google “Maryland Auto Insureance Lapse” for the full story or click on the link below for a quick oversight.
The above only refers to the DMV penalties but the “real fun” (sarcasm intended) if you’re stopped by the police while driving an uninsured vehicle.
In MA, I couldn’t cancel insurance without a form from the state showing I had surrendered the plates. You could apply for seasonal reductions but not cancel your policy on that vehicle. If you failed to pay your premiums, the insurance company notified the state and similar to the above, if you got caught without insurance, their were punitive measures in fines and revocation of license etc as they escalated.
In contrast, NH does not require auto insurance and you can do whatever the heck you please in that regard. You’re supposed to be able to show you have sufficient funds to cover financial responsibility in the event of an accident but I suspect many do not do this. If you’re involved in an accident without insurance, then they will force you to submit the form showing you can meet those requirements or obtain insurance otherwise your driving privileges will be suspended.
Several years ago while driving to work I was tapped on the rear bumper (minimal damage to both cars) by an out of state driver and when we pulled over to exchange information a State Trooper joined the conversation.
Turned out the other driver was uninsured so the Trooper immediatly called a tow and dropped the other driver off at the nearest interchange.
My point is that you might be all fine and dandy driving without insurance in a no insurance required State but seriously up the creek if you drive across State lines.
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It wouldn’t be the first time a LEO did not properly interpret the laws. 
A non-resident is bound by the laws of their home state while transiting another state. Most insurance policies will adapt to cover the minimums of the state you are visiting. It is a misconception that NH does not require insurance:
No auto insurance is required, but drivers must show proof of financial responsibility (sufficient funds to cover potential damages) if they choose not to buy a policy
The issue is they never check on this unless you are involved in an accident. So if you had this state authorized form completed, recorded and on your person, then you would meet NH requirements for insurance and there would be no cause for action.
Having no proof of insurance will likely result in some type of intervention like the one described until you can prove you meet your home state requirements…
Yeah, we can’t expect LEOs to know other state’s insurance requirements. It seems reasonable to detain a driver involved in an accident until the other state’s requirements are verified.
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In VA all new cars are sold without a title. The dealer gives you temp. plates and either you or the dealer then goes to the DMV for a title., and yearly registration.
I have to ask, if you bought a vehicle from the Virginia dealer and depended on them to register and title the vehicle, have you ever gotten the plates back before the Temporary plates expired? In the last 25-or so years, I have bought 4 new vehicles (three different Virginia dealers…) and not once have I ever gotten the new plates before the temps expired. At the three-week mark, I am at the dealer who claims the DMV is slow and the DMV claims they have received nothing from the dealer. It always seems to be a “Who shot Sam” excuse… personally, it believe the dealer just lets the trips to the DMV stack up to make it worth their time… (probably a minimum wage office worker…).
Yeah without reading everything (I’ve got work to do before dark and freezing), there is a provision for honoring the laws of other states. Forget the term of if it is federal law or constitutional. It’s the reason driversvlicenses are honored in other states, and likely soon carry permits. Troopers are not always right.
That may be true for most vehicle laws, but do not try to apply that across the board with carry or concealed carry permits…
Vehicle manufactures don’t create vehicle titles, they issue a Manufacture’s Statement of Origin. The title is issued by the state in the buyer’s state of residency.
If the dealer collected the sales tax, they must submit that money during the vehicle application process. Dealers juggle a lot of money around the business office during daily operations, delivering all that tax money each week might be inconvenient.
It’s the full faith and credit clause of article IV of the constitution. There was a special drivers license agreement as a supplement. Didn’t mean to imply that carry permits are included at this point but is being reviewed by the Supreme Court. South Dakota has no carry permit but training might be required. I dunno. Cheers.
Didn’t mean to stray off target but the trooper was wrong for not honoring the laws of another state. Very dangerous to just drop someone at an interchange.
Both of the new cars I bought, I received the tags and title before the temps. expired.
Interesting but on a practical level I think it’s overly optimistic to think that a policeman would know or even care about the vehicle registration requirements of 49 other States. Their job and their continuing employment depends on keeping their own residents protected so I’d expect them to err on the side of caution and simply apply the local law.
And as an aside,many years ago was chatting with a NH parent about the high cost of new driver insurance and he commented that, “The only folks who didn’t carry auto insurance were the ones who shouldn’t be on the road in the first place and they’re driving up the cost for the rest of us”.
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Was the vehicle towed because of suspended registration or for failing to produce proof of insurance as stated earlier?
Failure to produce Proof of Insurance
Move to NH. You don’t need insurance.