Just saw a commercial for the Buy Power Credit Card. Apparently Chevy, GMC, Cadillac and Buick have teamed with Capital One to make a credit card that, every time you use it, earns points that can be applied for a new car from the 4 brands mentioned. While it reeks of being a big scam, I am somewh…

I guess I’m with missleman. I will never, just out of plain stubbornness, use a credit card for rebates, etc. I understand I could get maybe a thousand or two a year but I’m not going play their game. Many a financial life has been ruined with these things being so easily available. I know peopl…

I use a CC for just about everything, and get no perks with mine, although theres no yearly fee. I like that it gives me a little bit of time or a safety net, should an emergency come up and I need cash. It also especially helps if you buy things online and theres some sort of discrepency, or so…

^ I also use my credit cards for almost everything, and I incur no annual fees. Not only does this help with my budgeting, but–as Fender1325 mentioned–it also gives me consumer protections that are simply not available to those who pay with either cash, check, or a debit card. And, for those who…

Its a gimmick of course,there is always pressure on you to use that card that gives peanuts back,kinda like using Manufacturers coupons-Kevin

How can it be a gimmick? Like VDC I pay our balance each month and receive money for using the card. I also have a cash reward program for paying bills on line.

An additional benefit of using credit cards is to boost your FICO credit score. By having multiple cards, but by never charging more than 5% of the credit limit on those cards and by paying off the bills in full every month for the past 40 something years, my FICO score is 842, out of a possible ma…

I just want to go on record as saying I have nothing against credit cards…for other people. I use debit cards exclusively because they are free from my bank and credit union. I never receive a bill because the money that I’m spending is my own. I look at credit cards as future debt. Some people can …

I also use my CC for most everything, no fee, get 1% back, pay off monthly, so no ‘gimmicks’ involved.

Regarding Asemaster’s comment:" You do realize that these rewards cards are able to give you such deals by charging merchants a higher transaction fee for these cards than standard Visa/Mastercard or debit cards, don’t you? And that these businesses that are tired of paying for your Hawaiian vacatio…

Buy Power Credit Card

General Discussion

kmccune November 15, 2014, 4:08am 22

Another thought-Credit cards do make great emergency cash-My Boss likes to use His GM credit card, as much as He spends,it does give him a pretty good down payment-Kevin

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Buy Power Credit Card

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