Are most cars reliable if regular maintenance is done? Are car horror stories unfair?

Re: Ford reliability

From reports here as far as the most important parts of the vehicle, Ford engine problems most often due to faulty egr system and faulty ignition switch. Some reports of engine damage due to valve seat falling into cylinder, but wouldn’t say that’s a common report. All the valve seats in my 50 year old truck’s 302 engine remain in place. Not sure why this valve seat problem has been cropping up in newer Ford engines?

As far as Ford transmissions, seem to be an unusual amount of comments here about Ford’s dual clutch automatic transmission. Not so much that it fails completely and leaves driver stranded, but that it starts to not shift smoothly. Ford manual transmissions, haven’t noticed many comments here.

Gadgets and gizmo problems are pretty common reports here, not just on Fords but most vehicles once they get into that 10+ year range… Key fob doesn’t work, electric door-locks won’t lock/unlock, electric windows won’t roll up/down, entertainment and telephone electronics don’t work correctly, etc.

You can’t generalize about most car company’s reliability. I have owned 5 Fords and had very few issues beyond minor stuff.

I have had (and still have one) GM cars that have been great and some have been crap. No broken engines, one manual trans on the street cars.

2 Datsuns… old Nissans… killer engines, one broken manual (maybe it is me??)

Anecdotal for sure but all our experiences are that way.

According to the TV and print ads if someone buys an extended warranty from any company providing it they will never, ever have to pay for any car repair again even if your car has 200k miles on it.

We had a guy whose Subaru was towed in with a blown final drive. Less than 30k miles, always garaged, and double the recommended factory maintenance procedures. It was out of factory warranty by a month and a faulty internal seal (hypoid oil loss) caused the transmission to disintegrate. Case was in 4 pieces, ring/pinion, stub axles, converter, etc was grenaded. Subaru would not even Good Will this even after I spent 15 minutes on the phone with them pleading the guy’s case.

This happened through no fault of the car owner at all. He had an extended warranty plan which would save his bacon. Not.
The warranty company claimed it was abuse and denied his claim. So this custo…uh, victim…had to pay 6 grand for a new transmission out of pocket. Last we heard he was going to lawyer up and go after the warranty company because that failure was in no way related to abuse in any way, shape, or form. I hope he won and got punitive damages.

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Anyone who believes that these “vehicle protection plans” are anything other than a scam needs their head checked. These plans contain enough loopholes to drive a semi-truck through. The probability that the company will be around to honor a claim when needed, and that they will actually pay for the necessary repair(s) is somewhere between “slim” and “none”–and probably much close to “none”!

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During the last two years, I have seen a half dozen cars in the shop with Car Shield warranty and they do pay. Sometimes it surprises me that cars with pre-existing conditions get approved for repair. The vehicle owners must be paying more than $200 each month for the warranty on these old cars, sort of a payment plan for auto repair.

Perfect description of these plans.

A month ago, I ordered a widebody scat pack challenger. when I went into finance to leave a deposit I inquired about the factory warranty through mopar. he said they do not sell it because if you do not abide exactly to the maintenance schedule it would not be covered. well, I thought to myself that would be the same for any warranty. I just kept quiet and figured I do some research. Have you ever heard of a dealer not offering the factory warrant? Is this a florida thing or just this dealer?
In the past I never got a factory warrant and never even would think of getting a 3rd party one. this is the one they sell… https://www.endurancewarranty.com/wp-content/uploads/2018/10/endurance-coverage-supreme.pdf
Any thoughts or advice would be appreciated

I have never bought one but last time considered it. It would have been somewhere around $3-4000 from Acura and don’t remember the mileage details. At any rate I was surprised that I could buy the same policy from a dealer out of either Arizona or Florida for about $2000 compared to Minnesota.

It must be like other insurance products where half or more of the premium goes for commission to the seller and rhe other part for the actual repair fund.

I guess if I decide to get one, I could go through Chrysler direct and get a factory warranty. I am just not sure if the dealer I am purchasing the vehicle from will have to honor it or if I will have to bring it to another dealership.
It is just strange how they do not sell the factory warranty.

Are you talking about a Factory Extended Warranty and not the one that comes with the new vehicle ?

Yes sorry, the extended warranty.

I can almost understand a dealer not wanting to have to deal with and extended warranty on a high performance vehicle .

But why offer a 3rd party and not the manufacturer extended warranty? It just does not make sense to me.

Maybe the salesman somehow makes more money selling the 3rd party extended warranty . . . ?

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They probably receive a higher commission on the 3rd party one.

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Getting back to the original issue, I just can’t get the image of a pig with lipstick out of my mind. No matter how well fed or cared for, a pig is still a pig. I’ve never owned a ford though except a Lincoln, and never owned a Chev except for a corvair, so my data set is limited.

It might be that the dealer in question had a poor experience with the Extended Warranty from FCA or Stelantis or who ever they are this week.

+1
When my friend bought his Rav-4, back in 2008, he wanted to have Remote Start installed. The dealership was pushing for an aftermarket device which they claimed to be superior, but I told him that if he really wanted that to be installed he should get ONLY the genuine Toyota equipment. The aftermarket one was significantly more expensive than the *genuine" article, and undoubtedly produced bigger profits for them. Luckily, he listened to me.

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As a former inspector for virtually every extended warranty - aftermarket and OEM - company in the country, I have two comments:

  1. Only FACTORY (OEM) extended warranty gives you a chance to get it covered. Aftermarket are - with one exception - in business of denying claims. The reason is simple: manufacturer wants you to buy their stuff again while AM couldn’t care less.
  2. Many years ago, honda pulled the same fast one on me - my 2000 (made in Japan!) CRV had an input shaft bearing failure @36,200 miles, 200 miles out of warranty, and honda refused to participate. Next day I drove a (and still have it) a 4Runner. Not only honda lost me as a customer forever but I can’t even estimate how many people didn’t buy honda stuff because of me and my experience. I wouldn’t have bought a subaru even without your story but hopefully a lot of others will avoid it too. Thank you for sharing.

Extended warranties are just very very expensive insurance policy. Warranty services are underwritten by the large insurance companies. It is by far their most profitable insurance policy. companies like AllState, State Farm and Liberty Mutual have started sub companies just to handle extended warranties underwriting.