I have a 2010 insight bought new with only 16,000 miles on it. I took it in for state inspection and they told me that the airbag mechanism is faulty and will need to be replaced. For $1300. The 3 year warranty expired four months ago. I have never been in an accident, or deployed the airbag. This seems like a manufacturer’s defect, and they should just replace it. Do I have any recourse? Who should I talk to?