VW Diesel Loss of power

We have a VW Golf TDI. We experienced loss of powered at around 100K, ran OK at lower speeds, but lost passing power, acceleration. Cause was coking, carbon build-up in the turbo. Ended up having to disassemble and clean the turbo. Recall cost was about $600. Tech told me there are tolerance’s for coking, but do’t usually check unless you complain of loss of power.