# Why is insurance so hard to get? **URL:** \ **Category:** General Discussion\ **Created:** [August 12, 2022, 7:02am UTC](https://community.cartalk.com/t/why-is-insurance-so-hard-to-get/185758 "2022-08-12T07:02:45Z")\ **Posts on this page:** 1\ **Showing post:** 80
**Author:** ![LoudThunder](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/loudthunder/32/27769_2.png) [@LoudThunder](https://community.cartalk.com/u/LoudThunder)\ **Post date:** [August 14, 2022, 8:15pm UTC](https://community.cartalk.com/t/why-is-insurance-so-hard-to-get/185758/80 "2022-08-14T20:15:53Z")
> [@Nevada\_545](#): > > Why was car insurance so expensive? Did the 1954 Dodge come with a wet bar? You asked for it… > [@Tell us about your First Car](https://community.cartalk.com/t/tell-us-about-your-first-car/177791): > > My first car was a 1954 Dodge Meadowbrook, 2-door, Club Coupé. I bought it from my neighbor, who bought it new with almost every available option (and it came with all its original paperwork, sales slips, window stickers, etc…). The special option was the “Red Ram” Hemi V8 engine (not the huge hemi, but a “baby hemi,” 241 cu in, rated at 140 HP. It came with a three-speed, column shifter, with a Hydrostatic clutch (Fluid Clutch…) that worked like a torque-converter. You could let the clutch … --- _[View the full topic](https://community.cartalk.com/t/why-is-insurance-so-hard-to-get/185758)._