# Warning: Uber/Lyft Insurance Coverage

**URL:** <https://community.cartalk.com/t/warning-uber-lyft-insurance-coverage/96198>\
**Category:** General Discussion\
**Created:** [October 22, 2016, 7:56pm UTC](https://community.cartalk.com/t/warning-uber-lyft-insurance-coverage/96198 "2016-10-22T19:56:58Z")\
**Posts on this page:** 5\
**Page:** 1

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**Author:** ![insightful](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/insightful/32/2732_2.png) [@insightful](https://community.cartalk.com/u/insightful)\
**Post date:** [October 22, 2016, 7:56pm UTC](https://community.cartalk.com/t/warning-uber-lyft-insurance-coverage/96198/1 "2016-10-22T19:56:58Z")

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My insurance coverage came today with the following:

> [C]overage does not apply when…using vehicles for the purpose of providing prearranged transportation services for compensation.

The details make clear they are referring to Uber/Lyft type auto usage.

Not surprising, I guess.

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**Author:** ![texases](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/texases/32/862_2.png) [@texases](https://community.cartalk.com/u/texases)\
**Post date:** [October 22, 2016, 8:20pm UTC](https://community.cartalk.com/t/warning-uber-lyft-insurance-coverage/96198/2 "2016-10-22T20:20:45Z")

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Here’s Uber’s description of their drivers’ coverage:  
[https://newsroom.uber.com/56463/](https://newsroom.uber.com/56463/)

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**Author:** ![db4690](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/db4690/32/2583_2.png) [@db4690](https://community.cartalk.com/u/db4690)\
**Post date:** [October 22, 2016, 11:57pm UTC](https://community.cartalk.com/t/warning-uber-lyft-insurance-coverage/96198/3 "2016-10-22T23:57:28Z")

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No worries

I’m not planning on using my car(s) for that purpose

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**Author:** ![Barkydog](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/barkydog/32/2470_2.png) [@Barkydog](https://community.cartalk.com/u/Barkydog)\
**Post date:** [October 23, 2016, 5:55pm UTC](https://community.cartalk.com/t/warning-uber-lyft-insurance-coverage/96198/4 "2016-10-23T17:55:54Z")

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Glad to hear that, Did our first Uber to and from a wedding last night, No taxi service in the area and a 7 mile ride was $12.39 plus optional tip. 2 minutes first pickup, 8 minutes second, but insurance was a nagging shadow in the back of my mind. Glad I can cross that worry of my list. Could not figure out how to book ahead, wifee was worried, glad it worked out fine.

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**Author:** ![bing](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/bing/32/4619_2.png) [@bing](https://community.cartalk.com/u/bing)\
**Post date:** [October 23, 2016, 11:02pm UTC](https://community.cartalk.com/t/warning-uber-lyft-insurance-coverage/96198/5 "2016-10-23T23:02:35Z")

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I don’t think you can book Uber with a flip phone.