# State Farm just sent me a Rebate Check

**URL:** <https://community.cartalk.com/t/state-farm-just-sent-me-a-rebate-check/206119>\
**Category:** General Discussion\
**Created:** [August 25, 2026, 6:14pm UTC](https://community.cartalk.com/t/state-farm-just-sent-me-a-rebate-check/206119 "2026-08-25T18:14:37Z")\
**Posts on this page:** 4\
**Page:** 1

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**Author:** ![LoudThunder](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/loudthunder/32/27769_2.png) [@LoudThunder](https://community.cartalk.com/u/LoudThunder)\
**Post date:** [August 25, 2026, 6:14pm UTC](https://community.cartalk.com/t/state-farm-just-sent-me-a-rebate-check/206119/1 "2026-08-25T18:14:37Z")

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This is the first time in many years that State Farm has sent me a Rebate Check; probably 15 to 20-years… A while back I asked why I was no longer receiving rebate checks, “Corporate” sent me a very “nice letter” thanking me for my years as a loyal customer and stated that they were “issuing” those rebates in the form of reduced rates…

I replied that issuing a distinct rebate check provides a far more tangible acknowledgment of the credit, whereas simply reducing a premium bill masks the benefit without clearly recognizing the rate reduction. Especially since I do not recall ever having any year’s premium less than the previous year’s premium…

But you know what they say about looking a gift horse in the mouth… I’ll cash this check and drive merrily on my way…

 ![IMG_20260822_172446931_HDR](https://global.discourse-cdn.com/cartalk/original/3X/5/1/517029e5ceb4ec42d813f4cd8657dca7b14e2c83.jpeg)

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**Author:** ![Old-Days-Rick](https://avatars.discourse-cdn.com/v4/letter/o/7feea3/32.png) [@Old-Days-Rick](https://community.cartalk.com/u/Old-Days-Rick)\
**Post date:** [August 25, 2026, 7:57pm UTC](https://community.cartalk.com/t/state-farm-just-sent-me-a-rebate-check/206119/2 "2026-08-25T19:57:18Z")

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I also just received a dividend check from them. I was a loyal customer for decades until an unfortunate incident in 2024 where I was a victim of a negligent neighbors fire and I incurred 10k in damages. State Farm paid my claim but did nothing to go after the responsible party.

I now have a fire claim on my record and my rates went up. I have since switched companies to another which is probably no better, but its the principle of the matter.

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**Author:** ![bing](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/bing/32/4619_2.png) [@bing](https://community.cartalk.com/u/bing)\
**Post date:** [August 26, 2026, 12:18am UTC](https://community.cartalk.com/t/state-farm-just-sent-me-a-rebate-check/206119/3 "2026-08-26T00:18:43Z")

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Had them since 1968. In minnesota they paid out like 30% more than they took in so no rebates. After hail they bought me a new roof same as 13 yesrs ago. I paid more and went with a class 4 this time and they gave me a $400 premium reduction.

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**Author:** ![Purebred](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/purebred/32/46796_2.png) [@Purebred](https://community.cartalk.com/u/Purebred)\
**Post date:** [August 26, 2026, 12:57pm UTC](https://community.cartalk.com/t/state-farm-just-sent-me-a-rebate-check/206119/4 "2026-08-26T12:57:49Z")

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I had SF for 20+ years, home&auto, one not at fault auto claim. Then SF decided I lived too close to the ocean! I now have a different company. Received a divided, they applied it to my next bill.
