If you read further now they require positive consent. I cite her example because I heard it on the radio this week and the data collected is probably the same as Allstates Drivewise.
Yeah I told State Farm to shove it when their program came out. (Not really , but I would not consider it). No matter how innocent it starts, I don’t trust them over the long haul. They already have the black box in case of a claim.
What will happen if you refuse?
If you drive to work daily, you will likely be classified as an average driver and a typical insurance customer.
What percentage of customers should qualify for a discount? 5%? 10%? Unlikely most of us would qualify for a discount, many forum members drive a lot more than I do and some have confessed to frequently exceeding the speed limit.
Leave the driving monitors for vehicles that are only used once a month.
I’d have a face to face (audit) every year with my agent. Driving 30,000 mile a year on mostly 55 mph roads, I’d tend to get a few violations. They were all on his computer but he just said those aren’t so bad. I did have to cut a tree down that was too close to the house though.
The companies claim you’ll save money but I’m already in the highest discount category with State Farm so I doubt I’d get any more of a discount. My rate did not go up when I declined the transponder.
Someone upstream (not Bing) talked about disconnecting the transponder when they wanted to drive aggressively. I’m pretty sure they’ve figured that out and they’ll question it.
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