# Service contract administrator ranking **URL:** \ **Category:** General Discussion\ **Tags:** audi, s4\ **Created:** [September 12, 2022, 1:34am UTC](https://community.cartalk.com/t/service-contract-administrator-ranking/186316 "2022-09-12T01:34:37Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![ejudgie\_182260](https://avatars.discourse-cdn.com/v4/letter/e/73ab20/32.png) [@ejudgie\_182260](https://community.cartalk.com/u/ejudgie_182260)\ **Post date:** [September 12, 2022, 1:34am UTC](https://community.cartalk.com/t/service-contract-administrator-ranking/186316/1 "2022-09-12T01:34:37Z")
I am considering buying a service contract. I have been reading the posts here on how its just better to plow that money into a bank account instead and just use that to pay for repairs. But assuming I still wanted to move forward with a service contract where could I find a list of top ranked service contract administrators. This page makes it clear that it is really the service administrator that is important as that is the company you will dealing with them making a claim. [https://www.cartalk.com/extended-warranties/understanding-extended-warranties-insiders-guide](https://www.cartalk.com/extended-warranties/understanding-extended-warranties-insiders-guide) So is anyone aware of any websites that have compiled a list of service contract administrators that say have A or higher BBB ratings and 4 star or higher Google ratings (…other ratings systems)? ---
**Author:** ![texases](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/texases/32/862_2.png) [@texases](https://community.cartalk.com/u/texases)\ **Post date:** [September 12, 2022, 1:49am UTC](https://community.cartalk.com/t/service-contract-administrator-ranking/186316/2 "2022-09-12T01:49:18Z")
You have hit on a huge problem in getting an ‘extended warranty’- which ones are any good? I would only go with a factory-backed one to avoid the scammers, of which there are many. But I never have, and have come out waaay ahead, money-wise over 40+ years. ---
**Author:** ![lion9car](https://avatars.discourse-cdn.com/v4/letter/l/59ef9b/32.png) [@lion9car](https://community.cartalk.com/u/lion9car)\ **Post date:** [September 12, 2022, 1:52am UTC](https://community.cartalk.com/t/service-contract-administrator-ranking/186316/3 "2022-09-12T01:52:01Z")
Although I’d never actually buy an extended warranty myself, if for some reason I did, I’d only consider one from the manufacturer itself. I think there’s too much risk otherwise. ---
**Author:** ![Mustangman](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/mustangman/32/44130_2.png) [@Mustangman](https://community.cartalk.com/u/Mustangman)\ **Post date:** [September 12, 2022, 1:52am UTC](https://community.cartalk.com/t/service-contract-administrator-ranking/186316/4 "2022-09-12T01:52:46Z")
Google is your best source… and even that is suspect. So no sites to direct you to… But don’t buy one. For a Audi A4, you’ll pay a hefty price, I’d bet, and get little service in return. ---
**Author:** ![VOLVO-V70](https://avatars.discourse-cdn.com/v4/letter/v/8e8cbc/32.png) [@VOLVO-V70](https://community.cartalk.com/u/VOLVO-V70)\ **Post date:** [September 12, 2022, 1:53am UTC](https://community.cartalk.com/t/service-contract-administrator-ranking/186316/5 "2022-09-12T01:53:50Z")
> [@ejudgie\_182260](#): > > So is anyone aware of any websites that have compiled a list of service contract administrators I have no idea how the administrator can have any effect on claims . The claims are usually handled by a service adjuster . Could you be confusing a service contract ( which means prepaying for oil changes and vehicle service ) with an extended warranty ( avoid those ) ? ---
**Author:** ![ejudgie\_182260](https://avatars.discourse-cdn.com/v4/letter/e/73ab20/32.png) [@ejudgie\_182260](https://community.cartalk.com/u/ejudgie_182260)\ **Post date:** [September 12, 2022, 1:55am UTC](https://community.cartalk.com/t/service-contract-administrator-ranking/186316/6 "2022-09-12T01:55:13Z")
But is it possible to get a manufacturer factory-backed one for cars already out of warranty? ---
**Author:** ![Mustangman](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/mustangman/32/44130_2.png) [@Mustangman](https://community.cartalk.com/u/Mustangman)\ **Post date:** [September 12, 2022, 1:57am UTC](https://community.cartalk.com/t/service-contract-administrator-ranking/186316/7 "2022-09-12T01:57:05Z")
I think the op is looking for a site that ranks RipOffCharlie Warranty and Churro Shop against WetakeyourmoneyandRun Inc as well as lesser known providers ---
**Author:** ![ejudgie\_182260](https://avatars.discourse-cdn.com/v4/letter/e/73ab20/32.png) [@ejudgie\_182260](https://community.cartalk.com/u/ejudgie_182260)\ **Post date:** [September 12, 2022, 2:02am UTC](https://community.cartalk.com/t/service-contract-administrator-ranking/186316/8 "2022-09-12T02:02:41Z")
I am referring to the service contract that this cartalk page refers to: [https://www.cartalk.com/extended-warranties/understanding-extended-warranties-insiders-guide](https://www.cartalk.com/extended-warranties/understanding-extended-warranties-insiders-guide) It not just about oil changes and maintenance (though some include that). I am not interested in oil changes and maintenance. ---
**Author:** ![VOLVO-V70](https://avatars.discourse-cdn.com/v4/letter/v/8e8cbc/32.png) [@VOLVO-V70](https://community.cartalk.com/u/VOLVO-V70)\ **Post date:** [September 12, 2022, 2:07am UTC](https://community.cartalk.com/t/service-contract-administrator-ranking/186316/9 "2022-09-12T02:07:11Z")
I read that article when it was first posted . I did not see anything about administrators. Even the first paragraph is saying that extended warranties are just not worth it. Just forget this idea as hardly anyone ever really gets the repairs they think they shoudl. ---
**Author:** ![Barkydog](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/barkydog/32/2470_2.png) [@Barkydog](https://community.cartalk.com/u/Barkydog)\ **Post date:** [September 12, 2022, 2:18am UTC](https://community.cartalk.com/t/service-contract-administrator-ranking/186316/10 "2022-09-12T02:18:11Z")
Then you have to read the extended warranty. I got one really cheap for a used car I bought at a dealership, stated 60 months 60k miles. I needed a new window switch, came to find out because warranty was checked as wrap around it was 60 months from the date the car was put into service. Finance guy is that is why I never sell these, the advisor you spoke to is no longer with the company! Expired last April. Service guy was oh you have the extended warranty it should be covered as I only have 38k miles. He was confused also! Unlike my Toyota we leased, 3 month before the lease was up I bought the extended warranty, I called as it seems to be idling high, and he looked it up, I am covered bumper to bumper till 2027 as long as I dont go past 70k miles, at 23k now! ---
**Author:** ![ejudgie\_182260](https://avatars.discourse-cdn.com/v4/letter/e/73ab20/32.png) [@ejudgie\_182260](https://community.cartalk.com/u/ejudgie_182260)\ **Post date:** [September 12, 2022, 2:20am UTC](https://community.cartalk.com/t/service-contract-administrator-ranking/186316/11 "2022-09-12T02:20:47Z")
Maybe it’s been updated since you read it but it definitely talks about “administrators”. I understand the general consensus is that they are not worth it. But I’m looking into them anyway and all I’m trying to find out is if anyone knows of a site that rates them. ---
**Author:** ![bcohen2010](https://avatars.discourse-cdn.com/v4/letter/b/779978/32.png) [@bcohen2010](https://community.cartalk.com/u/bcohen2010)\ **Post date:** [September 12, 2022, 2:36am UTC](https://community.cartalk.com/t/service-contract-administrator-ranking/186316/12 "2022-09-12T02:36:21Z")
Other than the extended warranty which is offered by the manufacturer at the time of purchase, the majority of “vehicle protection plans” are a scam. These plans are designed to take your money, and then when a repair is needed, they will try to weasel out of paying. The most common way in which they deny coverage is by requesting proof of every oil change/coolant change/transmission fluid change **starting when the car was sold new.** If you bought the vehicle used, it is highly unlikely that you will be able to provide this documentation, and then the claim is denied for “lack of maintenance”. **My advice is to skip the “vehicle protection plan” and save your money.** Continue to maintain the car _at least as much_ as the owner’s manual suggests. Even if the owner’s manual claims that the transmission fluid never needs replacing, do not believe this claim. Change the automatic transmission fluid and filter _at least_ every 90,000 miles. ---
**Author:** ![Renegade](https://avatars.discourse-cdn.com/v4/letter/r/b4bc9f/32.png) [@Renegade](https://community.cartalk.com/u/Renegade)\ **Post date:** [September 12, 2022, 3:11am UTC](https://community.cartalk.com/t/service-contract-administrator-ranking/186316/13 "2022-09-12T03:11:04Z")
> [@ejudgie\_182260](#): > > I have been reading the posts here on how its just better to plow that money into a bank account instead and just use that to pay for repairs That is the best way that way you get the repairs when where and how you want with no hassle about filing a claim. ---
**Author:** ![VOLVO-V70](https://avatars.discourse-cdn.com/v4/letter/v/8e8cbc/32.png) [@VOLVO-V70](https://community.cartalk.com/u/VOLVO-V70)\ **Post date:** [September 12, 2022, 11:44am UTC](https://community.cartalk.com/t/service-contract-administrator-ranking/186316/14 "2022-09-12T11:44:13Z")
> [@ejudgie\_182260](#): > > Maybe it’s been updated since you read it but it definitely talks about “administrators”. I did not see that ridiculous part about administrator’s because I gave up on that waste of time article . I was surprisedthat the Car Talk moderators even allowed it on the site . I guess the administrator oart is a 3rd party to approve or deny claims . That could change every time the contract ended . ejudgie just put extended complaints in your search engine and that should convince you to forget this extended warranty plan. ---
**Author:** ![JoeMario](https://avatars.discourse-cdn.com/v4/letter/j/3bc359/32.png) [@JoeMario](https://community.cartalk.com/u/JoeMario)\ **Post date:** [September 12, 2022, 11:49am UTC](https://community.cartalk.com/t/service-contract-administrator-ranking/186316/15 "2022-09-12T11:49:39Z")
> [@ejudgie\_182260](#): > > Maybe it’s been updated since you read it but it definitely talks about “administrators”. > I understand the general consensus is that they are not worth it. But I’m looking into them anyway and all I’m trying to find out is if anyone knows of a site that rates them. Hi @ejudgie_182260 I’m curious what you’re hoping to learn from some online site ranking these contract administrators, and how you will use that information. With so many of these places using their employees to fill the internet with fake reviews, and with so many of them repeatedly closing shop just to immediately reopen under a new name to avoid lawsuits, I’m having a difficult time understanding how anyone would trust such a “ranking” system that you’re looking for. [Update: I too am surprised to see Car Talk allow content that leads readers to view that industry with anything but extreme caution and critical analysis.] ---
**Author:** ![ejudgie\_182260](https://avatars.discourse-cdn.com/v4/letter/e/73ab20/32.png) [@ejudgie\_182260](https://community.cartalk.com/u/ejudgie_182260)\ **Post date:** [September 12, 2022, 12:10pm UTC](https://community.cartalk.com/t/service-contract-administrator-ranking/186316/16 "2022-09-12T12:10:40Z")
I’d be looking to find ones that had been in business for a very long time and to just look at ones that have the best track record. Maybe there is an impartial website out there that requires legitimate contract numbers (ie consumer reports). I don’t know. Obviously it wouldn’t be my sole source of information. RE: Car Talk article, I think it does actually recommend using caution. ---
**Author:** ![texases](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/texases/32/862_2.png) [@texases](https://community.cartalk.com/u/texases)\ **Post date:** [September 12, 2022, 2:06pm UTC](https://community.cartalk.com/t/service-contract-administrator-ranking/186316/17 "2022-09-12T14:06:00Z")
> [@ejudgie\_182260](#): > > Maybe there is an impartial website out there that requires legitimate contract numbers (ie consumer reports). None that we’re aware of… ---
**Author:** ![Mustangman](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/mustangman/32/44130_2.png) [@Mustangman](https://community.cartalk.com/u/Mustangman)\ **Post date:** [September 13, 2022, 2:07am UTC](https://community.cartalk.com/t/service-contract-administrator-ranking/186316/18 "2022-09-13T02:07:03Z")
Here… > **[Compare The Best Extended Car Warranty Companies of 2022](https://www.top10.com/car-warranty/comparison?kw=best%20car%20warranty%20companies&c=&t=search&p=&m=e&adpos=&dev=m&devmod=&mobval=1&network=s&campaignid=370613506&adgroupid=1188572992754303&targetid=kwd-74285971922369:loc-190&interest=&physical=71541&feedid=&a=B14002889&ts=&topic=&fbrem=&test=&msclkid=5e51fc3b2a731757cdcf9f24cf1c10a8)** > > Easily compare the best extended car warranty companies. Choose the best plan for your needs today. Took me 10 seconds to find And another listing > **[Best Extended Car Warranty Companies of 2022](https://www.consumeraffairs.com/auto_warranty/)** > > Compare our top 8 extended auto warranty picks: Endurance Auto Warranty, Protect My Car, CarShield, CARCHEX, 1800Warranty.com, Concord Auto Protect, Toco Warranty, Olive Another… > **[Best Car Warranty Companies For 2022](https://www.forbes.com/wheels/advice/best-car-warranty-companies/)** > > Extended warranties provide reassurance, but finding a reliable warranty provider is a chore. Here, we evaluate some of the best aftermarket warranty companies. 30 seconds into this. Reviews are easier to find than Starbucks ---
**Author:** ![wolyrobb](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/wolyrobb/32/45497_2.png) [@wolyrobb](https://community.cartalk.com/u/wolyrobb)\ **Post date:** [September 13, 2022, 3:35am UTC](https://community.cartalk.com/t/service-contract-administrator-ranking/186316/19 "2022-09-13T03:35:44Z")
[What’s Covered by an Audi Extended Warranty? (2022) - AutoGuide.com](https://www.autoguide.com/audi-extended-warranty/) ---
**Author:** ![texases](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/texases/32/862_2.png) [@texases](https://community.cartalk.com/u/texases)\ **Post date:** [September 13, 2022, 4:23am UTC](https://community.cartalk.com/t/service-contract-administrator-ranking/186316/20 "2022-09-13T04:23:08Z")
My problem with those plan comparison sites is they seem closely tied to the plan companies, and concentrate on advertised coverage, cost, and ease of signing up. I want to know what happened after the sale. [Next page](https://community.cartalk.com/t/service-contract-administrator-ranking/186316.md?page=2)