# Not a good year for Hyundai & Kia **URL:** \ **Category:** General Discussion\ **Tags:** hyundai\ **Created:** [March 23, 2023, 6:43pm UTC](https://community.cartalk.com/t/not-a-good-year-for-hyundai-kia/189730 "2023-03-23T18:43:42Z")\ **Posts on this page:** 6\ **Page:** 1
**Author:** ![VDCdriver](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/vdcdriver/32/30_2.png) [@VDCdriver](https://community.cartalk.com/u/VDCdriver)\ **Post date:** [March 23, 2023, 6:43pm UTC](https://community.cartalk.com/t/not-a-good-year-for-hyundai-kia/189730/1 "2023-03-23T18:43:42Z")
This time, it’s the Hyundai Santa Fe & Santa Cruz and the Kia Carnival that are being recalled, due to fire risk: > **[Hyundai, Kia recall: Park outside if you have these car models](https://www.nj.com/business/2023/03/hyundai-kia-recall-2023-park-outside-if-you-have-these-car-models.html)** > > Hyundai and Kia are telling the owners of more than 571,000 SUVs and minivans in the U.S. to park their cars outside due to a fire risk ---
**Author:** ![bing](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/bing/32/4619_2.png) [@bing](https://community.cartalk.com/u/bing)\ **Post date:** [March 23, 2023, 7:41pm UTC](https://community.cartalk.com/t/not-a-good-year-for-hyundai-kia/189730/2 "2023-03-23T19:41:42Z")
It’s only a matter of time before homeowners insurance is going to void fires from cars, etc. parked inside. They can certainly do it. I already had to remove a tree too close to the house. ---
**Author:** ![vipergg](https://avatars.discourse-cdn.com/v4/letter/v/50afbb/32.png) [@vipergg](https://community.cartalk.com/u/vipergg)\ **Post date:** [March 23, 2023, 9:22pm UTC](https://community.cartalk.com/t/not-a-good-year-for-hyundai-kia/189730/3 "2023-03-23T21:22:21Z")
Also most of the pre 2021 models are being stolen in record numbers around the country due to some video someone put online on how easy to steal them because earlier ones had no immobilizer function . Just in our mid sized city there have been over 200 stolen since Jan 1 . ---
**Author:** ![VDCdriver](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/vdcdriver/32/30_2.png) [@VDCdriver](https://community.cartalk.com/u/VDCdriver)\ **Post date:** [March 23, 2023, 9:34pm UTC](https://community.cartalk.com/t/not-a-good-year-for-hyundai-kia/189730/4 "2023-03-23T21:34:26Z")
That sad fact has already been covered–extensively–in other threads: > [@State Farm is refusing to write new policies for Hyundai & Kia owners](https://community.cartalk.com/t/state-farm-is-refusing-to-write-new-policies-for-hyundai-kia-owners/188979/6): > > In Maryland you have to have insurance before the state will give you license plates and a registration. It would be a shame to buy a Hyundai or Kia and find out in the dealership that your insurer won’t touch it. The state does have insurance for people that can’t get it any other way, expensive of course. and… > [@Good luck getting insurance coverage for your Hyundai or Kia](https://community.cartalk.com/t/good-luck-getting-insurance-coverage-for-your-hyundai-or-kia/188724): > > … if you live in the St. Louis area: ---
**Author:** ![bing](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/bing/32/4619_2.png) [@bing](https://community.cartalk.com/u/bing)\ **Post date:** [March 23, 2023, 9:47pm UTC](https://community.cartalk.com/t/not-a-good-year-for-hyundai-kia/189730/5 "2023-03-23T21:47:01Z")
Yeah two sides to the story. State Farm is a mutual insurance company which means profit and loss is shared among the members. Protecting members from extra ordinary losses would be expected. The other issue is that it could affect umbrella coverage. They don’t cover floods either or home office issues without separate riders, and rates for various cars have always been different based on loss rates. Another case where the lowest cost may not be the least expensive. ---
**Author:** ![VDCdriver](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/vdcdriver/32/30_2.png) [@VDCdriver](https://community.cartalk.com/u/VDCdriver)\ **Post date:** [March 23, 2023, 9:58pm UTC](https://community.cartalk.com/t/not-a-good-year-for-hyundai-kia/189730/6 "2023-03-23T21:58:45Z")
> [@bing](#): > > Another case where the lowest cost may not be the least expensive. +1 The tendency among many people for a _race to the bottom_ regarding rates may not be a wise move in the long run. My insurance company (NJM) is known for its fiscal stability, excellent customer service, and a very good record of paying claims. I could probably find another insurance company with somewhat lower rates, but… At what _ultimate_ cost when I have to file a claim?