# NO, Tom and Ray did not suggest insurance fraud

**URL:** <https://community.cartalk.com/t/no-tom-and-ray-did-not-suggest-insurance-fraud/65471>\
**Category:** The Show\
**Created:** [June 15, 2011, 4:51pm UTC](https://community.cartalk.com/t/no-tom-and-ray-did-not-suggest-insurance-fraud/65471 "2011-06-15T16:51:26Z")\
**Posts on this page:** 1\
**Page:** 1

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**Author:** ![arncar](https://avatars.discourse-cdn.com/v4/letter/a/76d3ee/32.png) [@arncar](https://community.cartalk.com/u/arncar)\
**Post date:** [June 15, 2011, 4:51pm UTC](https://community.cartalk.com/t/no-tom-and-ray-did-not-suggest-insurance-fraud/65471/1 "2011-06-15T16:51:26Z")

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Sunday, listening to Car Talk on KQED, I thought I heard Tom and Ray suggest and endorse insurance fraud. Jose from New Haven had engine trouble from running through water. I was intrigued with the explanation of how water (mostly non-compressible) could distort the rods and pistons. This could cost thousands, but suppose you had run your car into a tree?  
No, they were not suggesting insurance fraud, as I first supposed. They were suggesting that insurance might cover the ‘running-through-water’ damage, as a closer listen to the show reveals.  
But before I listened to the show again today, at the urging of David Green, Associate Producer, I had complained to my wife, to my mechanic, to Yelp, and quite a few other places.  
Mea culpa. My apologies to CT and to any who heard my complaint.  
If any other casual listeners think they heard something nefarious, they didn’t.  
(And now I have to send this to my wife)