Your Camry should have at least another 69,000 trouble-free miles left on it. I would not get a new car until this one has at least 200,000 miles and is paid off. Buying a new car and driving it for 200,000 miles instead of trading it in at 100,000 miles saves you approximately $30,000 in interest payments and new car premium. Once the car is paid off, I suggest you keep making car payments but put them into a savings account so you will have a downpayment when the Camry finally dies.
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