# Lo-Jack **URL:** \ **Category:** Maintenance/Repairs\ **Created:** [January 13, 2009, 11:46pm UTC](https://community.cartalk.com/t/lo-jack/24879 "2009-01-13T23:46:34Z")\ **Posts on this page:** 4\ **Page:** 1
**Author:** ![karstan](https://avatars.discourse-cdn.com/v4/letter/k/c0e974/32.png) [@karstan](https://community.cartalk.com/u/karstan)\ **Post date:** [January 13, 2009, 11:46pm UTC](https://community.cartalk.com/t/lo-jack/24879/1 "2009-01-13T23:46:34Z")
Is Lo-Jack a sensible purchase? ---
**Author:** ![waterboy](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/waterboy/32/764_2.png) [@waterboy](https://community.cartalk.com/u/waterboy)\ **Post date:** [January 14, 2009, 12:01am UTC](https://community.cartalk.com/t/lo-jack/24879/2 "2009-01-14T00:01:09Z")
Offering my opinion, it is going to get stolen and trashed, or taken to a chop shop and trashed, why would I want it back. ---
**Author:** ![Whitey](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/whitey/32/24680_2.png) [@Whitey](https://community.cartalk.com/u/Whitey)\ **Post date:** [January 14, 2009, 1:47am UTC](https://community.cartalk.com/t/lo-jack/24879/3 "2009-01-14T01:47:08Z")
The car I bought came with it free of charge. It does result in a dicsount on my insurance, so it might be worth it for you. Ask your insurance agent how much of a discount it would be worth and do a break even analysis to help you decide if it is worth buying. If you are in a position to haggle, see if you can get a price that makes it pay for itself. ---
**Author:** ![BusDriver](https://avatars.discourse-cdn.com/v4/letter/b/77aa72/32.png) [@BusDriver](https://community.cartalk.com/u/BusDriver)\ **Post date:** [January 14, 2009, 6:18am UTC](https://community.cartalk.com/t/lo-jack/24879/4 "2009-01-14T06:18:40Z")
It could result in a 5% to 10% insurance premium reduction as an Anti-Theft feature. If you’re going to keep your car long enough that the insurance reduction pays for the feature, take it! (say your premium is $1000/year. If having lo-jack knocks that down to $900/year, and lo-jack costs $300, will you be keeping your car more than 3 years?)