@mgwcny
Exactly where on your husband’s trip to the daycare did the warning lights come on? Was it before or after he reached the daycare location? I think you stated that part of the trip is at 50 mph, the remainder 35 mph (perhaps with occasional stops?). If it died after the daycare, then what were the driving and road conditions there? Did he leave the engine running while taking your child inside perhaps? I presume that you’ve examined the area at the daycare site, but it’s possible that if the filter came off right there, a maintenance person may have picked up and discarded the filter. There may be some clues based upon high speed vs stop and go and what affect that would have on oil being deposited on the underside of the car. Was there any place on the route with a severe bump, maybe a parking lot speed bump, which he might have hit hard enough to finally knock off the loose filter?
I’m inclined to agree with most of what @TwinTurbo wrote, especially that it’s going to be hard to assign blame to the shop which did the oil change simply based on the long time since that oil change occurred. If you can’t find signs of a gallon of oil that poured out somewhere in one spot, and if there’s very little oil on the underside of the car, one really has to wonder where all that oil went.
It seems likely that the filter, and then the oil, disappeared on that one last trip. But if the filter had been loose the night before, you would see oil, even if only drops, on your garage floor. Since you don’t have that sign, that makes me think the damaged threads from overtightening filter caused it to drop off abruptly that morning, and oil residue ought to be visible just before where the engine seized. That should narrow your search, though I’m sure you already understand that and have searched the area. And how fast was the car moving at that point? If 50 mph, I would think the undercarriage would tell the tale. To get a sense of what happens to a liquid in a 50mph wind, drive at that speed with some kind of liquid in a container (liquid soap for example) which you can squeeze to expel the liquid. Open the window, squirt the liquid, and watch where it goes. The air currents under the car are different, but the principle is the same.
Either way, you need an engine, and a donor vehicle or one being parted out makes more sense I think than a brand new engine or a junkyard engine which is not running.