# Good luck getting insurance coverage for your Hyundai or Kia **URL:** \ **Category:** General Discussion\ **Tags:** hyundai\ **Created:** [January 25, 2023, 3:27pm UTC](https://community.cartalk.com/t/good-luck-getting-insurance-coverage-for-your-hyundai-or-kia/188724 "2023-01-25T15:27:38Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![VDCdriver](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/vdcdriver/32/30_2.png) [@VDCdriver](https://community.cartalk.com/u/VDCdriver)\ **Post date:** [January 25, 2023, 3:27pm UTC](https://community.cartalk.com/t/good-luck-getting-insurance-coverage-for-your-hyundai-or-kia/188724/1 "2023-01-25T15:27:38Z")
… if you live in the St. Louis area: > **[Major insurance companies halt new policies for Kias, Hyundais amid St....](https://www.stltoday.com/news/local/metro/major-insurance-companies-halt-new-policies-for-kias-hyundais-amid-st-louis-area-theft-surge/article_98089542-db90-5cb0-ba0c-a86882f94adb.html#tracking-source=home-top-story)** > > Two major insurance companies have refused to issue new policies on some Kias and Hyundais in the St. Louis region as theft rates of those vehicles remain high following last ---
**Author:** ![texases](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/texases/32/862_2.png) [@texases](https://community.cartalk.com/u/texases)\ **Post date:** [January 25, 2023, 3:54pm UTC](https://community.cartalk.com/t/good-luck-getting-insurance-coverage-for-your-hyundai-or-kia/188724/2 "2023-01-25T15:54:20Z")
Ray mentions it, too: [New Technology Makes Car Theft Difficult But Not Impossible - Car Talk](https://www.cartalk.com/cars-content/dear-cartalk/new-technology-makes-car-theft-difficult-but-not-impossible) ---
**Author:** ![VDCdriver](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/vdcdriver/32/30_2.png) [@VDCdriver](https://community.cartalk.com/u/VDCdriver)\ **Post date:** [January 25, 2023, 4:37pm UTC](https://community.cartalk.com/t/good-luck-getting-insurance-coverage-for-your-hyundai-or-kia/188724/3 "2023-01-25T16:37:40Z")
I am pretty sure that there will be a class-action suit in order for owners of those cars to recover the cost of having an engine immobilizer installed. ---
**Author:** ![PvtPublic](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/pvtpublic/32/13089_2.png) [@PvtPublic](https://community.cartalk.com/u/PvtPublic)\ **Post date:** [January 25, 2023, 4:40pm UTC](https://community.cartalk.com/t/good-luck-getting-insurance-coverage-for-your-hyundai-or-kia/188724/4 "2023-01-25T16:40:21Z")
Why? Is it mandatory that manufacturers include them as standard equipment? If it was supposed to be included on, and included on the equipment list I can see this. If it’s not included with the car, I think a class action would be a moot point. ---
**Author:** ![old\_mopar\_guy](https://avatars.discourse-cdn.com/v4/letter/o/6bbea6/32.png) [@old\_mopar\_guy](https://community.cartalk.com/u/old_mopar_guy)\ **Post date:** [January 25, 2023, 4:46pm UTC](https://community.cartalk.com/t/good-luck-getting-insurance-coverage-for-your-hyundai-or-kia/188724/5 "2023-01-25T16:46:53Z")
Only the lowest trim lines if those cars did not have push to start, which does have an immobilizer. ---
**Author:** ![VDCdriver](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/vdcdriver/32/30_2.png) [@VDCdriver](https://community.cartalk.com/u/VDCdriver)\ **Post date:** [January 25, 2023, 4:50pm UTC](https://community.cartalk.com/t/good-luck-getting-insurance-coverage-for-your-hyundai-or-kia/188724/6 "2023-01-25T16:50:45Z")
> [@PvtPublic](#): > > Is it mandatory that manufacturers include them as standard equipment? No, of course not, but if every other mfr includes that component, I think it could be argued that a reasonably competent consumer would assume that Hyundais and Kias also have it. ---
**Author:** ![PvtPublic](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/pvtpublic/32/13089_2.png) [@PvtPublic](https://community.cartalk.com/u/PvtPublic)\ **Post date:** [January 25, 2023, 5:32pm UTC](https://community.cartalk.com/t/good-luck-getting-insurance-coverage-for-your-hyundai-or-kia/188724/7 "2023-01-25T17:32:16Z")
Sorry, but we may have to agree to disagree. It could be argued, but I think it would be futile. None the less some shyster would probably take it on. If its not mandatory or listed as standard equipment, there is no reasonable assumption that it should/would be there. ---
**Author:** ![VDCdriver](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/vdcdriver/32/30_2.png) [@VDCdriver](https://community.cartalk.com/u/VDCdriver)\ **Post date:** [January 25, 2023, 6:24pm UTC](https://community.cartalk.com/t/good-luck-getting-insurance-coverage-for-your-hyundai-or-kia/188724/8 "2023-01-25T18:24:55Z")
> [@PvtPublic](#): > > some shyster would probably take it on Don’t be so quick to turn your nose up at those “shysters”. While most Class Action Suits yield very little for claimants (I got a check for $9.22 recently, for one of them), some can be quite lucrative for claimants. Several years ago, there was a CA Suit regarding the price-fixing of CRTs. I submitted a claim for one CRT computer monitor and 2 CRT TVs, and–to my great surprise and satisfaction–I received a check for a little more than $400. A few days ago, I was notified that the CA suit regarding the T-Mobile data breach had been settled, and that I would be getting a check for $200, plus free credit and property title monitoring for 5 years, and that settlement was without having to submit proof of actual losses. If I had been able to prove actual losses from that data breach, I could have collected up to $2,500. ---
**Author:** ![davepsinbox\_157004](https://avatars.discourse-cdn.com/v4/letter/d/73ab20/32.png) [@davepsinbox\_157004](https://community.cartalk.com/u/davepsinbox_157004)\ **Post date:** [January 25, 2023, 9:49pm UTC](https://community.cartalk.com/t/good-luck-getting-insurance-coverage-for-your-hyundai-or-kia/188724/9 "2023-01-25T21:49:25Z")
> [@old\_mopar\_guy](#): > > Only the lowest trim lines if those cars did not have push to start, which does have an immobilizer. Apparently plenty of low-end Hyundais and Kias in St. Louis. ---
**Author:** ![old\_mopar\_guy](https://avatars.discourse-cdn.com/v4/letter/o/6bbea6/32.png) [@old\_mopar\_guy](https://community.cartalk.com/u/old_mopar_guy)\ **Post date:** [January 25, 2023, 10:39pm UTC](https://community.cartalk.com/t/good-luck-getting-insurance-coverage-for-your-hyundai-or-kia/188724/10 "2023-01-25T22:39:07Z")
Much of that city lives in poverty. ---
**Author:** ![galant](https://avatars.discourse-cdn.com/v4/letter/g/77aa72/32.png) [@galant](https://community.cartalk.com/u/galant)\ **Post date:** [January 25, 2023, 11:09pm UTC](https://community.cartalk.com/t/good-luck-getting-insurance-coverage-for-your-hyundai-or-kia/188724/11 "2023-01-25T23:09:22Z")
I got a new Theta II engine a few weeks ago and this was the result of a Class action lawsuit. Ours started burning oil at 60K miles but only after 100K miles it was more than 1 qt per 1000 miles. Granted, on their oil consumption test, they were topping 1.5 qts and documenting 0.8; when I complained they told me I am not supposed to touch the dipstick. Long story short, the engine finally seized and here we are. ---
**Author:** ![George\_San\_Jose1](https://avatars.discourse-cdn.com/v4/letter/g/e5b9ba/32.png) [@George\_San\_Jose1](https://community.cartalk.com/u/George_San_Jose1)\ **Post date:** [January 25, 2023, 11:18pm UTC](https://community.cartalk.com/t/good-luck-getting-insurance-coverage-for-your-hyundai-or-kia/188724/12 "2023-01-25T23:18:27Z")
It’s a good sign that the manufacturer took responsibility & replaced the engine. Many years ago my VW Rabbit developed an oil-burning problem, caused by defective valve stem seals. VW stepped up to the plate and installed new valve stem seals under warranty, good for them. ---
**Author:** ![VDCdriver](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/vdcdriver/32/30_2.png) [@VDCdriver](https://community.cartalk.com/u/VDCdriver)\ **Post date:** [January 25, 2023, 11:24pm UTC](https://community.cartalk.com/t/good-luck-getting-insurance-coverage-for-your-hyundai-or-kia/188724/13 "2023-01-25T23:24:57Z")
> [@George\_San\_Jose1](#): > > Many years ago my VW Rabbit developed an oil-burning problem Many years ago, my Volvo developed an oil-burning problem. Unfortunately, that was in the days before a lot of consumer protection statutes, and they shrugged-off the problem. When I would go on vacation trips with that car, I couldn’t carry as much luggage as I and my friends wanted to bring because I had to make room for a case of motor oil. ---
**Author:** ![George\_San\_Jose1](https://avatars.discourse-cdn.com/v4/letter/g/e5b9ba/32.png) [@George\_San\_Jose1](https://community.cartalk.com/u/George_San_Jose1)\ **Post date:** [January 25, 2023, 11:28pm UTC](https://community.cartalk.com/t/good-luck-getting-insurance-coverage-for-your-hyundai-or-kia/188724/14 "2023-01-25T23:28:37Z")
VDC, you seem to definitely have some issues with the old Volvo … lol … I’m presuming it had the Bosch k-jetronic mechanical fuel injection system. My Rabbit had the same, keeping everything working correctly w/diyer methods, definitely a challenge. ---
**Author:** ![texases](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/texases/32/862_2.png) [@texases](https://community.cartalk.com/u/texases)\ **Post date:** [January 25, 2023, 11:30pm UTC](https://community.cartalk.com/t/good-luck-getting-insurance-coverage-for-your-hyundai-or-kia/188724/15 "2023-01-25T23:30:43Z")
My first encounter with fuel injection was a Volvo, 1976?, had a puddle of gas under the injector on the intake manifold…uh-oh. ---
**Author:** ![George\_San\_Jose1](https://avatars.discourse-cdn.com/v4/letter/g/e5b9ba/32.png) [@George\_San\_Jose1](https://community.cartalk.com/u/George_San_Jose1)\ **Post date:** [January 25, 2023, 11:41pm UTC](https://community.cartalk.com/t/good-luck-getting-insurance-coverage-for-your-hyundai-or-kia/188724/16 "2023-01-25T23:41:14Z")
The Rabbit had o-rings sealing the injectors, and those o-rings for some reason would split in half for no apparent reason. Never noticed any fuel expelled, but engine would idle very poorly when that occurred. Just to make matters more interesting, seating the injector into intake manifold after a new o-ring installed, nearly impossible, required Herculean strength … lol … ---
**Author:** ![davepsinbox\_157004](https://avatars.discourse-cdn.com/v4/letter/d/73ab20/32.png) [@davepsinbox\_157004](https://community.cartalk.com/u/davepsinbox_157004)\ **Post date:** [January 25, 2023, 11:58pm UTC](https://community.cartalk.com/t/good-luck-getting-insurance-coverage-for-your-hyundai-or-kia/188724/17 "2023-01-25T23:58:27Z")
> [@old\_mopar\_guy](#): > > Much of that city lives in poverty. I’m aware of that since I live there. ---
**Author:** ![cwatkin](https://avatars.discourse-cdn.com/v4/letter/c/59ef9b/32.png) [@cwatkin](https://community.cartalk.com/u/cwatkin)\ **Post date:** [January 26, 2023, 12:17am UTC](https://community.cartalk.com/t/good-luck-getting-insurance-coverage-for-your-hyundai-or-kia/188724/18 "2023-01-26T00:17:04Z")
I have a couple friends with Kia/Hyundia products who live in St. Louis. Luckily they are all older than the impacted models that are so easy to steal. I understand late model trade-ins and new ones are all getting a retrofit to push button start to solve this if you buy them from a dealer. I would think this would definitely impact the resale value of some of these as used cars if you cannot get full insurance which is required if you want to finance a car. ---
**Author:** ![VDCdriver](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/vdcdriver/32/30_2.png) [@VDCdriver](https://community.cartalk.com/u/VDCdriver)\ **Post date:** [January 26, 2023, 1:17pm UTC](https://community.cartalk.com/t/good-luck-getting-insurance-coverage-for-your-hyundai-or-kia/188724/19 "2023-01-26T13:17:18Z")
> [@George\_San\_Jose1](#): > > VDC, you seem to definitely have some issues with the old Volvo … lol … I’m presuming it had the Bosch k-jetronic mechanical fuel injection system That was just one of the major problems with that POS, but the FI system and the Bosch fuel pump only acted-up a few times per year. The biggest issues had to do with the car’s electrical system, which was problematic beginning the first month that I owned the car, and continuing on a regular basis until I finally dumped it. ---
**Author:** ![ChrisTheTireWhisperer](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/christhetirewhisperer/32/34798_2.png) [@ChrisTheTireWhisperer](https://community.cartalk.com/u/ChrisTheTireWhisperer)\ **Post date:** [January 29, 2023, 6:53pm UTC](https://community.cartalk.com/t/good-luck-getting-insurance-coverage-for-your-hyundai-or-kia/188724/20 "2023-01-29T18:53:27Z")
This is just one reason why I wish ‘social’ media did not exist! This, and other ‘challenges’ over recent years. Not to mention the effect the conveyance of certain ideologies on social media affected elections in the U.S., Brazil, Hungary, and other countries during the last 10 years. [Next page](https://community.cartalk.com/t/good-luck-getting-insurance-coverage-for-your-hyundai-or-kia/188724.md?page=2)