# Geico Insurance 1/2 the cost, any experience with them? **URL:** \ **Category:** General Discussion\ **Created:** [October 14, 2018, 10:05pm UTC](https://community.cartalk.com/t/geico-insurance-1-2-the-cost-any-experience-with-them/126773 "2018-10-14T22:05:04Z")\ **Posts on this page:** 8\ **Page:** 1
**Author:** ![Barkydog](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/barkydog/32/2470_2.png) [@Barkydog](https://community.cartalk.com/u/Barkydog)\ **Post date:** [October 14, 2018, 10:05pm UTC](https://community.cartalk.com/t/geico-insurance-1-2-the-cost-any-experience-with-them/126773/1 "2018-10-14T22:05:04Z")
Curious me. Am Fam and Erie my other quotes. ---
**Author:** ![Purebred](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/purebred/32/46796_2.png) [@Purebred](https://community.cartalk.com/u/Purebred)\ **Post date:** [October 14, 2018, 10:20pm UTC](https://community.cartalk.com/t/geico-insurance-1-2-the-cost-any-experience-with-them/126773/2 "2018-10-14T22:20:43Z")
No I don’t. But when I switched insurance I checked with my body shop to see how their experience had been dealing with various companies. ---
**Author:** ![Barkydog](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/barkydog/32/2470_2.png) [@Barkydog](https://community.cartalk.com/u/Barkydog)\ **Post date:** [October 14, 2018, 10:22pm UTC](https://community.cartalk.com/t/geico-insurance-1-2-the-cost-any-experience-with-them/126773/3 "2018-10-14T22:22:19Z")
Good idea! ---
**Author:** ![jtsanders](https://avatars.discourse-cdn.com/v4/letter/j/c2a13f/32.png) [@jtsanders](https://community.cartalk.com/u/jtsanders)\ **Post date:** [October 14, 2018, 10:50pm UTC](https://community.cartalk.com/t/geico-insurance-1-2-the-cost-any-experience-with-them/126773/4 "2018-10-14T22:50:58Z")
I’ve been with GEICO since I started driving. First on my mother’s policy when you actually had to be a govie to get a policy, then on my own since then. I have only positive experiences with them. BTW, that’s 50 years of experience. ---
**Author:** ![Cavell](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/cavell/32/43396_2.png) [@Cavell](https://community.cartalk.com/u/Cavell)\ **Post date:** [October 14, 2018, 11:37pm UTC](https://community.cartalk.com/t/geico-insurance-1-2-the-cost-any-experience-with-them/126773/5 "2018-10-14T23:37:57Z")
Geico is 1/2 cost of Amer. Fam? Or, AF is twice the price of geico? Why is AF so high? We have geico. $50/mo full coverage. Last 10 yrs liability is 30/mo. Collision is 30 more or 50-60 appx. \<$30/mo for ins is nice for our cheap cars. ---
**Author:** ![RandomTroll](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/randomtroll/32/12184_2.png) [@RandomTroll](https://community.cartalk.com/u/RandomTroll)\ **Post date:** [October 14, 2018, 11:59pm UTC](https://community.cartalk.com/t/geico-insurance-1-2-the-cost-any-experience-with-them/126773/6 "2018-10-14T23:59:24Z")
I’ve had GEICO for about 10 years. I haven’t made a claim though. My parents were with them for many years, starting in the '50s. I never heard them complain. Then again they may have had only 2 claims in all that time. ---
**Author:** ![bing](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/bing/32/4619_2.png) [@bing](https://community.cartalk.com/u/bing)\ **Post date:** [October 15, 2018, 12:47am UTC](https://community.cartalk.com/t/geico-insurance-1-2-the-cost-any-experience-with-them/126773/7 "2018-10-15T00:47:34Z")
I dunno, I’ve just never shopped rates for insurance-well maybe once but I got over it. I’ve had State Farm since I was 16 and never had a problem. I think my rates are less than $300 per car per six months. I have car, home, and umbrella with them. But its like a co-op, if they make money rates go down and if they have bad claims experience due to weather or whatever, rates go up. I don’t know what the new rates in Florida, Texas, Carolina, etc. will be. ---
**Author:** ![oldtimer-11](https://avatars.discourse-cdn.com/v4/letter/o/e79b87/32.png) [@oldtimer-11](https://community.cartalk.com/u/oldtimer-11)\ **Post date:** [October 15, 2018, 2:27am UTC](https://community.cartalk.com/t/geico-insurance-1-2-the-cost-any-experience-with-them/126773/8 "2018-10-15T02:27:04Z")
I had State farm for 40 + years when 2 0f my grandchildren went to work for Geico. I called Geico for a rate quote just so one granddaughter would get a referral fee and was shocked when I got the same coverage at 2/3 the price. I have been happier with Gieco’s service than I ever was with State Farms. I can make policy changes 24 hours a day 7 days a week . At State Farm I could only make changes when my agent’s office was open. I found this out when I bought a brand new car and called my State Farm agent to switch py policy over. A little over 2 weeks later, on a Sat. am I got my policy in the mail and found out I had been driving my new car without collision or comprehensive. Worse , it was a Mon. holiday weekend and my Agent would not be open until Tuesday. I called an 800 number for State Farm and was told they could take a report or start a claim but could not give me proper coverage . That had to be done with my agent.