# Financing vs. Buying Outright

**URL:** <https://community.cartalk.com/t/financing-vs-buying-outright/29491>\
**Category:** General Discussion\
**Created:** [April 22, 2009, 3:09pm UTC](https://community.cartalk.com/t/financing-vs-buying-outright/29491 "2009-04-22T15:09:19Z")\
**Posts on this page:** 1\
**Page:** 2

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**Author:** ![Whitey](https://sea1.discourse-cdn.com/cartalk/user_avatar/community.cartalk.com/whitey/32/24680_2.png) [@Whitey](https://community.cartalk.com/u/Whitey)\
**Post date:** [April 23, 2009, 1:33pm UTC](https://community.cartalk.com/t/financing-vs-buying-outright/29491/21 "2009-04-23T13:33:35Z")

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Taker a look at the depreciation curve below. Notice that depreciation isn’t linear. It slows its pace after a while. So if avoiding depreciation is your goal, the best thing to do would be to keep your current cars. The second best thing to do would be to buy a used car.

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